Stabilization Fund System
The savings and credit cooperatives in the country are not covered by the deposit insurance system. NATCCO introduced Stabilization Fund System as the federation’s effort to protect cooperatives. Stabilization Fund System is one of the most essential services a federation can offer its member-coops. It complements and reinforces the supervision and monitoring functions especially for a country with lack of enabling cooperative regulation. It strengthens the ability of the network to advocate for and on behalf of the primary coops since the federation can vouch for their financial stability more strongly when backed with a robust monitoring system.
Supervision & Monitoring Scheme
Risk-based evaluation, as one of the supervision tools of the SFS, is an engagement to SFS members using a systematic approach of identifying, analyzing, and prioritizing risks to assist cooperatives come up with risk
Financial Data Analytics
Financial data analytics, a key monitoring component of SFS, scrutinizes financial data to identify trends, patterns, and insights, enabling cooperatives to make informed decisions on financial performance management and compliance with prudential standards
Why Stabilization Fund System?
Protection of Reputation
It aims to protect the reputation of the cooperative movement by mitigating risks and ensuring the stability of member cooperatives.
Protection of Distressed Co-ops
It offers support to viable but distressed cooperatives, preventing their insolvency or
winding down.
Unified Risk Management
It promotes the unification of risk management practices across member cooperatives, enhancing their overall resilience.
Security for Individual Members
It provides individual members with confidence in their cooperative's financial stability, assuring them that their savings are secure.
Our History
The NATCCO (National Confederation of Cooperatives) Stabilization Fund System, introduced to NATCCO by the Asian Confederation of Credit Unions (ACCU) in 2008, represents a pivotal role of achieving its vision for an Integrated and Sustainable Credit Union Networks,
particularly tailored to countries lacking an enabling regulatory framework. This initiative aligns with one of Integrated Network component to enhance the governance and self-discipline of cooperatives, ultimately safeguarding the reputation of the cooperative movement.
Key Distinction
While deposit insurance schemes are common in the financial sector, the Stabilization Fund System or Institutional Protection Scheme offers distinct advantages. It protects cooperatives against insolvency, safeguarding their viability and ensuring ongoing operations, unlike deposit insurance, which primarily reimburses depositors and seeks to limit losses by liquidating the institution.
Our Team
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What our Members say?
With the adoption of a digital core-banking solution, (the Ekoopbanker System), NEC MPC was able to analyze data, and help us in understanding and knowing more about our general membership. With this, NEC MPC was able to craft a responsive program and services based on the needs of our members.
Si Bacbacan Multi-Purpose Cooperative ay nagmula sa micro cooperative, sa ngayon po ay papasok na into large cooperative. Dahil po dito nagkaroon ng pagkakataong lumaki si Bacbacan MPC dahil po sa tulong ni NATCCO naipakilala po nila sa amin ang Ekoopbanker na siyang naging tulay upang magtiwala pa po sa amin ang aming mga member. Dahil po sa tulong ni NATCCO at pagtitiwala nya po sa amin… mas madali po ang pagkuha ng member information system dahil sa Ekoopbanker. Real-time kumbaga, user-friendly po yung ating system.
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Frequently Asked Questions
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