Generated by All in One SEO v5.0.1.1, this is an llms.txt file, used by LLMs to index the site. # NATCCO NETWORK Natcco Network ## Sitemaps - [XML Sitemap](https://natcco.coop/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [News](https://natcco.coop/home/news/) - [CDA Memo Clarifies BIR’s TIN Submission Requirement](https://natcco.coop/cda-memo-clarifies-birs-tin-submission-requirement/) - #post_excerptCDA Memo Clarifies BIR’s TIN Submission Requirement - [Co-op Youth Delegates Drive Climate Action at Mindanao WEF Summit](https://natcco.coop/co-op-youth-delegates-drive-climate-action-at-mindanao-wef-summit-2/) - NATCCO proudly joins forces with our passionate Co-op Youth leaders at the 2nd Mindanao Youth Convergence on Water-Energy-Food Nexus Summit held on November 19-20 in Cagayan de Oro City. - [IT SUMMIT DAY 2: Integration Mindset & Cybersecurity Crucial](https://natcco.coop/it-summit-day-2-integration-mindset-cybersecurity-crucial-2/) - With Day 1 of the Digital Summit concluding that Digital transformation is here to stay, that co-ops must embrace digitalization by building a shared infrastructure, and that - [Co-ops Rally Nations to a Fair, Sustainable Economy](https://natcco.coop/co-ops-rally-nations-to-a-fair-sustainable-economy/) - Doha, QATAR – The International Cooperative Alliance (ICA) on November 3 officially launched the Cooperatives and Mutuals 50 (CM50) leadership circle, and published a landmark global framework: A Contract for a New Global Economy. - [IT Summit Day 1: Integration, Digitalization Keys to Financial Inclusion](https://natcco.coop/it-summit-day-1-integration-digitalization-keys-to-financial-inclusion/) - QUEZON CITY – Day One of the NATCCO Network’s IT Summit opened today with the theme “One Network, One Digital Future” with the tagline “Connecting Co-ops, Powering Innovation Shaping Tomorrow.” - [Konektadong Pinoy Passage Into Law Good for Digital Inclusion](https://natcco.coop/konektadong-pinoy-passage-into-law-good-for-digital-inclusion/) - The NATCCO Network hails the passing into law of the landmark Konektadong Pinoy Bill, also known as the Open Access in Data Transmission Act. The act officially became law last August 24. - [Cooperative Principles in 2nd Round of Amendment Talks](https://natcco.coop/cooperative-principles-in-2nd-round-of-amendment-talks/) - Thirty years since the last update, the International Cooperative Alliance is again updating the Cooperative Principles to keep pace with changes in the world situation, and all cooperators are invited to participate and give their opinions or inputs. - [WOCCU Pursues Digital Financial Inclusion Across Asia, Philippines](https://natcco.coop/woccu-pursues-digital-financial-inclusion-across-asia-philippines/) - WOCCU Pursues Digital Financial Inclusion Across Asia, Philippines WISCONSIN, USA — Worldwide Foundation for Credit Unions, the social impact affiliate of the World Council of Credit Unions (WOCCU) dedicated to financial inclusion, has launched a project to design interoperable, open-loop, low-cost, real-time payment platforms for its global network of credit unions across Asia, exploring the - [Toril Community Co-operative Turns 50!](https://natcco.coop/toril-community-co-operative-turns-50/) - Toril Community Co-operative Turns 50! DAVAO CITY – After a series of false starts, a group of some thirty men of the Santo Rosario Parish in Toril District started attending orientation lectures on Credit Unions given by social actionists from the Sta. Ana Parish. Foremost among the social actionists were Mr. Hardenio Hofilenia, Atty. Fernando - [Coop Philippines Marque Launched at 14th Summit](https://natcco.coop/coop-philippines-marque-launched-at-14th-summit/) - Coop Philippines Marque Launched at 14th Summit To establish the co-op brand and identity in the country, the Co-op Sector launched at the 14th National Cooperative Summit the Co-op Marque Philippines. This is in line with International Cooperative Alliance thrust for “Vision 2020”, where and by which time the cooperative form of enterprise will be: - [All China Co-op Leaders Visit NATCCO](https://natcco.coop/all-china-co-op-leaders-visit-natcco/) - All China Co-op Leaders Visit NATCCO QUEZON CITY – Delegates from the All China Federation of Supply and Marketing Cooperatives (ACFSMC) visited the NATCCO Network headquarters on September 18 to exchange information, learn about the Philippine cooperative sector, and explore business linkages. The Chinese delegation was led by ACFSMC Secretary General Fu Chun Hua, - [Lezo MPC's Champion, Aklan's Pride](https://natcco.coop/lezo-mpcs-champion-aklans-pride/) - Lezo MPC's Champion, Aklan's Pride AKLAN – She served the National and Local Government as a dedicated, hardworking Municipal Agriculturist Extension Worker of the Municipality of Lezo for 42 years, before she retired in 2010. And Emelinda Revestir-de la Cruz has proven herself to be a humble, honest and with high integrity in championing services - [Co-ops' CISA Compliance Good for Economy](https://natcco.coop/co-ops-cisa-compliance-good-for-economy/) - Co-ops' CISA Compliance Good for Economy Credit Information Corporation CEO Jaime P. Garchitorena lauded the release of the Cooperative Development Authority’s Memorandum Circular 2019-01, as: “a significant step in achieving many of the inclusive lending targets of the National Government.” Asked why co-ops need to be included in the implementation of the Credit Information System - [Sector Honors 3 Tagum Co-op Leaders](https://natcco.coop/sector-honors-3-tagum-co-op-leaders/) - Sector Honors 3 Tagum Co-op Leaders DAVAO CITY -- Three leaders of Tagum Cooperative were honored at the 14th National Cooperative Summit held at the SMX Convention City here, before some 3,000 co-op leaders from all over the country. Mr. ANTONIO C. ARAÑAS, MPA has served the Philippine Cooperative Movement for over 32 years and - [COOP-NATCCO Partylist aims for 3 seats](https://natcco.coop/coop-natcco-partylist-aims-for-3-seats/) - COOP-NATCCO Partylist aims for 3 seats All cooperative members, leaders, staff, management and stakeholders are reminded to support COOP-NATCCO Partylist (CNPL) in the upcoming 2019 Elections. Support is through – voting, campaigning, or providing finances and logistics. The CNPL, since 1998, has endeavored to protect the interests of cooperatives in legislation, provided scholarships, pushed pro-farmer - [Grow Your Co-op Members’ Business](https://natcco.coop/grow-your-co-op-members-business/) - Grow Your Co-op Members’ Business Leni San Roque, Chief Executive of the Association of Asian Confederation of Credit Unions (ACCU) tells participants at the recent Co-op Leaders’ Congress in Iloilo City how and why co-ops should upgrade and make an impact in the communities, in the nation, and even globally. Grow Your Co-op Members’ Business - [International Day of Cooperatives](https://natcco.coop/international-day-of-cooperatives/) - International Day of Cooperatives QUEZON CITY – More than 100 staff of the NATCCO gathered on July 5 at the NATCCO Headquarters to celebrate with the rest of the worldwide co-op sector the International Day of Cooperatives. QUEZON CITY – More than 100 staff of the NATCCO gathered on July 5 at the NATCCO Headquarters - [Co-ops Must Submit ATIR On or Before July 31](https://natcco.coop/co-ops-must-submit-atir-on-or-before-july-31/) - Co-ops Must Submit ATIR On or Before July 31 Co-ops Must Submit ATIR On or Before July 31 Co-ops must prove to Government that they are truly worthy of tax exemption. The Cooperative Development Authority (CDA) issued on July 5 Memorandum Circular 2019-06 entitled “Procedures in the Submission of Annual Tax Incentive Report (ATIR) Pursuant - [CDA issues Governance Template for Co-ops](https://natcco.coop/cda-issues-governance-template-for-co-ops/) - CDA issues Governance Template for Co-ops Having trouble drafting the code of governance of your co-op? The Cooperative Development Authority (CDA) makes life easier for co-op leaders and has issued in May a template on Good Governance for co-op leaders. CDA issues Governance Template for Co-ops Having trouble drafting the code of governance of your - [CDA Charter passed into law](https://natcco.coop/cda-charter-passed-into-law/) - CDA Charter passed into law After 29 years under Republic Act 6939, the CDA now has a new Charter. Republic Act No. 11364, or the Cooperative Development Authority Charter of 2019, was finally signed into law on 8 August 2019. Constantly in consultation with co-op leaders all over the country, legislators the House Committee on - [CDA much stronger and busier under 2019 Charter](https://natcco.coop/cda-much-stronger-and-busier-under-2019-charter/) - CDA much stronger and busier under 2019 Charter Twenty-nine years after it was created by Republic Act 6939, the CDA now has more teeth and more tasks, thanks to Republic Act 11364. President Rodrigo Duterte signed on August 8 the law reorganizing and strengthening the Cooperative Development Authority (CDA). Twenty-nine years after it was created - [Ka Hermie](https://natcco.coop/ka-hermie/) - Ka Hermie PARANAQUE CITY -- The NATCCO Network joins San Dionision Credit Cooperative in mourning the passing of co-op champion Herminio C. Hernandez last July 25. He was just a month short of his 85th birthday. Ka Hermie as he is known to the co-op sector, he ate, spoke and breathed cooperativism, learning the co-op - [Co-ops unite to redeem Philippine agriculture](https://natcco.coop/co-ops-unite-to-redeem-philippine-agriculture/) - Co-ops unite to redeem Philippine agriculture MANILA – Co-ops have the solution to the agriculture problem of the Philippines, and will come together to address the bad situation. The Philippine Cooperative Center (PCC) together with NATCCO and other national co-op federations and government agencies will be conducting the NATIONAL AGRICULTURE COOPERATIVES: KNOWLEDGE, INNOVATION, AND TRADE - [Cardona urges Asian co-ops to kick-start Gender Equality](https://natcco.coop/cardona-urges-asian-co-ops-to-kick-start-gender-equality/) - Cardona urges Asian co-ops to kick-start Gender Equality NEW DELHI – To address the inequalities that persist in many Asian countries, the International Cooperative Alliance Asia-Pacific conducted an International Workshop on “Enhancing Gender Equality in Cooperative Business” last August 20-22 2019. NEW DELHI – To address the inequalities that persist in many Asian countries, the - [ACCU Forum in Kuala Lumpur September 26-28](https://natcco.coop/accu-forum-in-kuala-lumpur-september-26-28/) - ACCU Forum in Kuala Lumpur September 26-28 Credit union leaders from all over Asia will converge in Kuala Lumpur on September 26 – 28 for the 2019 Asian Credit Union Forum to forge the direction that the sector will take in the next few years. With the theme “Making Positive Impact on the Lives of - [PRIVILEGE SPEECH OF CONG. BEN CANAMA](https://natcco.coop/privilege-speech-of-cong-ben-canama/) - PRIVILEGE SPEECH OF CONG. BEN CANAMA Thank you very much, Mr. Speaker. Distinguished colleagues, before I deliver my privilege speech, allow me to acknowledge the presence of the cooperative leaders in this Plenary Hall and in the gallery. They come from all over the country from Luzon, Visayas and Mindanao, and led by the Philippine - [300 Jeepney Operators Join Co-operative](https://natcco.coop/300-jeepney-operators-join-co-operative/) - 300 Jeepney Operators Join Co-operative CEBU CITY -- Three hundred operators of public utility vehicles (PUVs) have become members of a cooperative that will help them comply with the government’s public utility vehicle modernization program (PUVMP). The transportation division of the Cebu People’s Multi-Purpose Cooperative (CPMC) aims to purchase 200 new PUVs. The CPMC awaits - [NATCCO Maintains 3 ISO Certifications!](https://natcco.coop/natcco-maintains-3-iso-certifications/) - NATCCO Maintains 3 ISO Certifications! The National Confederation of Cooperatives (NATCCO) after undergoing stringent ISO Audit on October 2 has maintained its three ISO Certifications for the tenth year. The ISO certifications cover the areas of Quality Management (ISO 9001:20015), Environment & Health Management (ISO 14001:2015), and Occupational Health & Safety Management (ISO 18001:2007). Said - [Co-ops Worldwide for Good Local Service & Global Reach](https://natcco.coop/co-ops-worldwide-for-good-local-service-global-reach/) - Co-ops Worldwide for Good Local Service & Global Reach International Credit Union (ICU) Day® celebrates the spirit of the global credit union movement. The day is recognized to reflect upon the credit union movement's history, promote its achievements, recognize the hard work and share member experiences. International Credit Union (ICU) Day® has been celebrated on - [Dept. of Finance Orders Probe of Co-ops Enjoying Tax Exemptions](https://natcco.coop/dept-of-finance-orders-probe-of-co-ops-enjoying-tax-exemptions/) - Dept. of Finance Orders Probe of Co-ops Enjoying Tax Exemptions THE GOVERNMENT has now turned its sights on some 30,000 registered cooperatives as it moves to plug tax leaks, the Finance department (DoF) said in a press release on October 14. Finance Secretary Carlos G. Dominguez III has ordered the Bureau of Internal Revenue (BIR) - [SIDECO in Forefront of Co-op Digitalization](https://natcco.coop/sideco-in-forefront-of-co-op-digitalization/) - SIDECO in Forefront of Co-op Digitalization NAGA CITY – San Isidro Development Cooperative (SIDECO) is in the forefront in the digitalization of co-ops as it has launched KAYA ATMs in two of its branches and also offers Kaya Payment System that enables mobile transactions anytime, anywhere in all its branches. SIDECO’s KAYA ATM is the - [Aquilino Pimentel, Jr., 85: Statesman & Co-op Champion](https://natcco.coop/aquilino-pimentel-jr-85-statesman-co-op-champion/) - Aquilino Pimentel, Jr., 85: Statesman & Co-op Champion Fearless parliamentarian. Fightingest mayor. Stalwart of democracy. Champion of Co-operatives. These are but some of the sobriquets given to Aquilino “Nene” Q. Pimentel, Jr. in his years of public service. He has been called other names by his detractors, including Don Quixote de Pimentel for his courageous - [Ka Hermie signs off @ 84](https://natcco.coop/ka-hermie-signs-off-84/) - Ka Hermie signs off @ 84 PARANAQUE CITY -- The NATCCO Network joins San Dionisio Credit Cooperative in mourning the passing of co-op champion Herminio C. Hernandez last July 25. He was just a month short of his 85th birthday. Ka Hermie as he is known to the co-op sector, he ate, spoke and breathed - [Japan Agri Co-op Fed Sponsors Prestigious Sports Tournament](https://natcco.coop/japan-agri-co-op-fed-sponsors-prestigious-sports-tournament/) - Japan Agri Co-op Fed Sponsors Prestigious Sports Tournament Japan Agri Co-op Fed Sponsors Prestigious Sports Tournament TOKYO -- Zen-Noh Group, or the Japan Agricultural Cooperatives (JA) Group, sponsored the recently concluded 2019 Table Tennis World Team Cup held at the Tokyo Metropolitan Gymnasium from November 6 to 10. The World Cup tournament is the second - [INTRODUCING: NATCCO’S Knowledge Resource Center](https://natcco.coop/introducing-natccos-knowledge-resource-center/) - INTRODUCING: NATCCO’S Knowledge Resource Center The NATCCO Knowledge Resource Center or KRC is the newest unit within the Education, Training, and Consultancy Group (ETCG). Its main objective is to act as a primary source of knowledge for every cooperative, serving as the Research and Development arm of the federation to design programs that directly addresses - [Human Resource Management: Self-Mastery Before Managing Others](https://natcco.coop/human-resource-management-self-mastery-before-managing-others/) - Human Resource Management: Self-Mastery Before Managing Others MANDALUYONG CITY -- The Knowledge Resource Center (KRC) in partnership with Bayan Academy conducted the first-run for Strategic Human Resource Management at The Legend Villas on October 7-11 The training program was designed to answer the increasing demand for Human Resource Professionals in the Co-operative Sector since many - [St. Martin of Tours celebrates 50 years](https://natcco.coop/st-martin-of-tours-celebrates-50-years/) - St. Martin of Tours celebrates 50 years BOCAUE, BULACAN -- From the very beginning in 1969, self-help was considered the key to attaining the objective of creation of wealth. The St. Martin of Tours Credit & Development Cooperative (SMTCDC) was organized in November 1969 as a Church-based Credit Union Cooperative named after the Patron Saint - [Korean Co-op Foundation helps PH co-ops](https://natcco.coop/korean-co-op-foundation-helps-ph-co-ops/) - Korean Co-op Foundation helps PH co-ops QUEZON CITY – The Korean Credit Union Social Contribution Foundation (KCUSCF) has donated a large amount for improvement of a school for indigenous children, repair facilities of co-ops damaged by a recent typhoon, and acquire equipment to boost NATCCO’s Knowledge Resource Center. La Libertad Agrarian Reform Beneficiaries Cooperative in - [Gadwin Handumon gets Biden and Filene Awards in UK](https://natcco.coop/gadwin-handumon-gets-biden-and-filene-awards-in-uk/) - Gadwin Handumon gets Biden and Filene Awards in UK MANCHESTER, ENGLAND – Gadwin Handumon of Paglaum Multi-Purpose Cooperative in Misamis Occidental was awarded the Joe Biden Educator Award and the International Filene Award for Leadership on 23rd of November 2019, Manchester Marriott Victoria & Albert Hotel, Water St, Manchester, England, United Kingdom. According to a - [Making women GREAT](https://natcco.coop/making-women-great/) - Making women GREAT The National Confederation of Cooperatives (NATCCO) in Partnership with the Philippine Commission on Women (PCW) through the Gender Responsive Economic Action for the Transformation of Women or GREAT Women Project 2 provides Basic Business Finance (BBF) Training to Women Micro Entrepreneurs (WME) enrolled in the project. The training is made possible through - [ACDI MPC’s Patrick Rico brings home UK Youth & Leadership awards](https://natcco.coop/acdi-mpcs-patrick-rico-brings-home-uk-youth-leadership-awards/) - ACDI MPC’s Patrick Rico brings home UK Youth & Leadership awards MANCHESTER, England – ACDI MPC Assistant Head for Operations Patrick Rico brings home the Edward Filene Young Credit Union Leader Award given yearly by the International Credit Union Leadership Development & Education Foundation (ICULDEF). At a simple dinner on November 23, ICULDEF awarded the - [Co-op leaders, BIR form TWG to streamline tax exemptions](https://natcco.coop/co-op-leaders-bir-form-twg-to-streamline-tax-exemptions/) - Co-op leaders, BIR form TWG to streamline tax exemptions For the first time in recent memory, officials of the Bureau of Internal Revenue (BIR) – the government agency for tax collection –on December 9 had formal talks with co-operatives on how to ease or facilitate the procedures in obtaining the Certificate of Tax Exemption (CTE). - [Ravanera insists co-ops are automatically tax exempt](https://natcco.coop/ravanera-insists-co-ops-are-automatically-tax-exempt/) - Ravanera insists co-ops are automatically tax exempt QUEZON CITY – The blame-game is on. Bureau of Internal Revenue officials say they merely implement the rules, and that they have informed their officials all over the country to do the same. The question is whether the CDA has informed co-ops. On November 5, COOP-NATCCO Partylist Representative - [Co-op leaders pledge to redeem agriculture](https://natcco.coop/co-op-leaders-pledge-to-redeem-agriculture/) - Co-op leaders pledge to redeem agriculture MANILA –120 co-op leaders from credit, multi-purpose and agricultural co-operatives pledged to redeem Philippine agriculture at the National Agricultural Cooperatives Knowledge & Learning, Innovation and Trade Expo (AgriCoops KITE) held at the Century Park Hotel on October 22 – 25. Among the co-signatories were co-op federations such as the - [NATCCO turns 43!](https://natcco.coop/natcco-turns-43/) - NATCCO turns 43! NATCCO staff celebrated the 43rd year of the National Confederation of Cooperatives at the headquarters today. NATCCO began as the National Association of Training Centers for Cooperatives, formed by co-op leaders who believed that the task of co-op development lay primarily in the hands of the private sector. These leaders also believed - [Guarco visit seen to boost Philippine co-ops](https://natcco.coop/guarco-visit-seen-to-boost-philippine-co-ops/) - Guarco visit seen to boost Philippine co-ops International Cooperative Alliance president, Ariel Guarco, is set to visit the Philippines on February 5 and 6 to confirm the solidarity of Philippine cooperatives with the three million cooperatives worldwide. This was announced by the Philippine Cooperative Center (PCC) composed of some 30 co-op federations all over the - [Ariel Guarco: “We are the Sixth Largest Economy!”](https://natcco.coop/ariel-guarco-we-are-the-sixth-largest-economy/) - Ariel Guarco: “We are the Sixth Largest Economy!” Ariel Guarco: “We are the Sixth Largest Economy!” ICA President Ariel Guarco visited Manila on February 5 & 6 and met with 100 co-op leaders. Read on and be inspired! You introduced me as a “new friend”. I am not a friend. I am family! It is - [Asia spotlights Kaya](https://natcco.coop/asia-spotlights-kaya/) - Asia spotlights Kaya KUALA LUMPUR – The KAYA Payment Platform took centerstage at the 2019 Asian Credit Union Forum as prominent leaders of the Philippine co-op sector testified on its reliability and convenience. They also urged Asian co-op leaders to follow their lead, as KAYA has been piloted in the Philippines since 2017. From September - [For Asia-wide co-op digitization and inter-operability](https://natcco.coop/for-asia-wide-co-op-digitization-and-inter-operability/) - For Asia-wide co-op digitization and inter-operability KUALA LUMPUR – A robust co-op sector all over Asia that can enable their members to transact digitally on equal footing with other financial service providers is the ultimate goal of the Association of Asian Confederation of Credit Unions (ACCU). And given that the 31,752 ACCU member co-ops in - [WOCCU, ACCU, Gates Foundation embark on ambitious project](https://natcco.coop/woccu-accu-gates-foundation-embark-on-ambitious-project/) - WOCCU, ACCU, Gates Foundation embark on ambitious project We all want a better future and to serve our members in the best way we can. PaySys works with private and public institutions to harness the power of digital technology to build more cashless and inclusive financial systems. One of the important projects Paysys is working - [NATCCO Youth Congress April 22-24](https://natcco.coop/natcco-youth-congress-april-22-24/) - NATCCO Youth Congress April 22-24 “Let’s get the young people playing in the first minute of the ballgame. We cannot expect them to score the goals, but they have to play!”— Ariel Guarco, President of International Cooperative Alliance With the current issues and crisis that the world is facing, it is of a fact that - [Barbaza bids bye bye to branch bookkeepers](https://natcco.coop/barbaza-bids-bye-bye-to-branch-bookkeepers/) - Barbaza bids bye bye to branch bookkeepers BARBAZA, ANTIQUE – In the business world, a bookkeeper is the person who records and manages the financial transactions of an organization. This is usually recorded in a daybook, where they write down the day-to-day expenses and revenue of their business. This includes receipts, purchases, sales, payments, and - [International Day of Women](https://natcco.coop/international-day-of-women/) - International Day of Women Here is the message of the International Cooperative Alliance for International Women’s Day: Cooperatives reduce socio-economic injustices vs women! Gender equality and women’s empowerment are challenges both within cooperatives, and in countries where cooperatives operate. Multiple barriers impose limitations on women, hindering their access to opportunities, often translating into legal restrictions - [Immersing learners in actual cases and other methods](https://natcco.coop/immersing-learners-in-actual-cases-and-other-methods/) - Immersing learners in actual cases and other methods MANDALUYONG CITY – Education is one of the core co-op values. While lectures are the most popular, or the “default” method of teaching, there are other methods. And when a teacher uses a variety of methods, it ensures increased interest and better recall. As the saying goes: - [Webinar on Job Evaluation using Factor Comparative Approach!](https://natcco.coop/webinar-on-job-evaluation-using-factor-comparative-approach/) - Webinar on Job Evaluation using Factor Comparative Approach! QUEZON CITY – Co-ops are complex organizations with personnel involved in a variety of functions. But the NATCCO Knowledge Resource Center offers a webinar that simplifies human resource management. In cooperatives, it is necessary to be aware of the purpose of Job Evaluation to determine if the - [National Conference on Social Entrepreneurship](https://natcco.coop/national-conference-on-social-entrepreneurship/) - National Conference on Social Entrepreneurship PASIG CITY – NATCCO’s Knowledge Resource Center (KRC) and partner, Bayan Academy, conducted an exposition entitled: “Starting, Professionalizing, and Scaling-Up Social Enterprises: A National Conference on Social Entrepreneurship.” Rose Gob, NATCCO Knowledge Resource Center Unit Head, gave the rationale of the event: rationalize factors and share best practices on how - [Government Pronouncements Related to COVID-19](https://natcco.coop/government-pronouncements-related-to-covid-19/) - Government Pronouncements Related to COVID-19 As Proclamation No. 922 dated March 8, 2020 has placed the country under a state of public health emergency, cooperatives must remain alert, contribute to the containment of the spread of the Corona Virus, protect the assets of the co-ops, or if possible, be of service to the communities where - [Co-ops in the time of COVID](https://natcco.coop/co-ops-in-the-time-of-covid/) - Co-ops in the time of COVID Cooperatives are doing their part in the nationwide fight against the COVID 19. Many co-ops in the NATCCO Network are still operating with skeletal workforce. Those with Kaya Payment Platform and Kaya ATM allow their members to operate digitally. But beyond their day-to-day operations, some co-op have performed thus: - [Co-ops in the time of COVID-19 Part 2](https://natcco.coop/co-ops-in-the-time-of-covid-19-part-2/) - Co-ops in the time of COVID-19 Part 2 Cooperatives are doing their part in the nationwide fight against the COVID 19. As of April 6, 2020. NATCCO Network cooperatives have shared 91M to support the members, community, staff and officers. Many co-ops in the NATCCO Network are still operating with skeletal workforce. Those with Kaya - [Co-ops Continue Serving Members Amidst COVID-19](https://natcco.coop/co-ops-continue-serving-members-amidst-covid-19/) - Co-ops Continue Serving Members Amidst COVID-19 Whether in to support the frontliners – healthworkers, law enforcers, and military personnel – or providing financial services or producing and marketing food, co-ops are in the thick of the fight! On March 23, Congress approved Republic Act 11469 or the Bayanihan to Heal as One Act, giving President - [DA, DILG: Co-ops, farmers may continue operating during ECQ](https://natcco.coop/da-dilg-co-ops-farmers-may-continue-operating-during-ecq/) - DA, DILG: Co-ops, farmers may continue operating during ECQ Why are some co-ops unable to operate and forced to close during the quarantine? This was the question asked by co-op leaders at an online meeting between the Cooperative Development Authority (CDA), COOP-NATCCO Partylist, and the Philippine Cooperative Center (PCC), and representatives of NATCCO primary co-operatives. - [Co-ops are “Essential” during COVID-19 Crisis](https://natcco.coop/co-ops-are-essential-during-covid-19-crisis/) - Co-ops are “Essential” during COVID-19 Crisis MADISON, Wis.—World Council of Credit Unions (WOCCU) is calling on national-level authorities and regulators to ensure that co-operatives are properly designated as “essential” during the COVID-19 crisis. Some jurisdictions do not currently include co-ops in the definition of essential, even though this classification has been extended to banks. Co-ops - [Co-ops excepted from ECQ in Quezon City](https://natcco.coop/co-ops-excepted-from-ecq-in-quezon-city/) - Co-ops excepted from ECQ in Quezon City Quezon City Mayor Joy Belmonte announced on April 25 that establishments providing loans and credits to the poor – including co-operatives – are exempted from the enhanced community quarantine (ECQ) protocols. Without compromising social distancing, Belmonte explained that these establishments that provide arrangements for “microfinancing, loans or credit’’ - [Adapting and Preparing Co-ops for Post-COVID](https://natcco.coop/adapting-and-preparing-co-ops-for-post-covid/) - Adapting and Preparing Co-ops for Post-COVID With the global pandemic caused by the Corona Virus, all establishments and institutions must adapt and prepare for the “new normal.” On April 29, Bayan Academy conducted an online forum entitled “Preparing cooperatives for new normal” hosted by Patch Dulay, Program Director of Bayan HUB and Mary Rose Gobb, - [Co-ops Take Business Continuity Planning Course online](https://natcco.coop/co-ops-take-business-continuity-planning-course-online/) - Co-ops Take Business Continuity Planning Course online In the midst of the COVID-19 Crisis, thirty-two participants from 14 co-ops participated in NATCCO Training Group’s first offering of the Business Continuity Planning Training Course for co-ops on May 4 to 5. The course is done online through a Webinar. The BCP workshops are conducted in partnership - [Co-ops allowed to operate as essentials businesses](https://natcco.coop/co-ops-allowed-to-operate-as-essentials-businesses/) - Co-ops allowed to operate as essentials businesses The Government has released the guidelines for Modified Enhanced Community Quarantine (MECQ), where credit co-ops are listed as among the “essential businesses” allowed to operate. The MECQ will start implementation on March 16. It is in line with the World Health Organization’s warning against rushing the lifting of - [Co-ops encouraged to go for Gold!](https://natcco.coop/co-ops-encouraged-to-go-for-gold/) - Co-ops encouraged to go for Gold! Co-ops are not charity organizations, but rather enterprises that serve members and the community. And the key to excellent service and sustainability is to meet Asian standards. This was the gist of NATCCO Consultancy Team & Knowledge Resource Center’s free webinar on Access Branding Attended by 34 participants from - [Government Bares Menu of COVID-19 Crisis Rehab Programs for Co-ops](https://natcco.coop/government-bares-menu-of-covid-19-crisis-rehab-programs-for-co-ops/) - Government Bares Menu of COVID-19 Crisis Rehab Programs for Co-ops The Cooperative Development Authority has announced on its website the programs of the National Government that co-ops can avail of. These programs will help co-ops and their members to cope during the current COVID-19 Crisis, as well as after the crisis. With the quarantine being - [Cardona named Global Women’s Leadership scholar](https://natcco.coop/cardona-named-global-womens-leadership-scholar/) - Cardona named Global Women’s Leadership scholar WISCONSIN, USA -- The World Council of Credit Unions’ Global Women’s Leadership Network (GWLN) awarded four scholarships to industry women to join the Network and to provide opportunities for professional development, networking and skill diversification. Among the 2020 scholars is NATCCO’s Gender & Development Representative to the Board, Joselita - [Davao City receives NACUFOK, Tagum Cooperative donation](https://natcco.coop/davao-city-receives-nacufok-tagum-cooperative-donation/) - Davao City receives NACUFOK, Tagum Cooperative donation DAVAO CITY – To stem the spread of the Corona Virus, Malacanang Palace released on March 16 guidelines for the enhanced community quarantine starting March 16. Only private establishments “providing basic necessities and such activities” are allowed to remain open during the quarantine period. “Essential business” allowed to - [Kidapawan co-ops camp after quakes](https://natcco.coop/kidapawan-co-ops-camp-after-quakes/) - Kidapawan co-ops camp after quakes KIDAPAWAN CITY -- Powerful earthquakes hit Central and Southern Mindanao last year and three member co-operatives of the NATCCO Network saw their offices here damaged. The co-ops are Sta. Catalina Credit Cooperative, Mediatrix Multi-Purpose Cooperative, and BCS Credit Cooperative in Bansalan Municipality 28 kilometers away. According to the Philippine Institute - [Land Bank of the Philippines asked to lower I-Rescue rate](https://natcco.coop/land-bank-of-the-philippines-asked-to-lower-i-rescue-rate/) - Land Bank of the Philippines asked to lower I-Rescue rate After meeting virtually with co-op sector leaders on April 23, the House Committee on Cooperative Development came up with a resolution to ask the LBP to lower the interest rate on its I-Rescue Lending Program from the current 5% to 2%. With Small and Medium - [Digital transactions, webinars needed more than ever](https://natcco.coop/digital-transactions-webinars-needed-more-than-ever/) - Digital transactions, webinars needed more than ever During the quarantine period that began on March 16, traveling to public places and crowd gatherings have stopped. People have stayed home to avoid contracting the COVID-19 disease. Thus, co-op members and staff stayed home. Many co-ops, especially in urban centers closed. But thanks to the KAYA Payment - [NATCCO Submits Regulatory Relief Recommendation to CDA](https://natcco.coop/natcco-submits-regulatory-relief-recommendation-to-cda/) - NATCCO Submits Regulatory Relief Recommendation to CDA With the lockdown in most parts of the country, co-ops deferred collection of loan payments from members in compliance with the Bayanihan Heal as One Act that declared a moratorium on loan payments, interests and fees. This resulted in decline in profitability. Many people were unable to work - [Barbaza MPC builds ‘reefs’ for local Antique fisherfolk](https://natcco.coop/barbaza-mpc-builds-reefs-for-local-antique-fisherfolk/) - Barbaza MPC builds ‘reefs’ for local Antique fisherfolk Barbaza, ANTIQUE -- Barbaza MPC extends help to local fisherfolk by establishing Six (6) fishing zones in the municipal waters of Tibiao. This project, in partnership with Katahum Tours, BFAR, DENR, LGU Tibiao, MFARMC and Antique Eco-Tourism Association, Inc, aims to provide fishing zones to local fisherfolk - [Working Group to ease how co-ops obtain & maintain CTE](https://natcco.coop/working-group-to-ease-how-co-ops-obtain-maintain-cte/) - Working Group to ease how co-ops obtain & maintain CTE QUEZON CITY – The difficulties of co-ops in obtaining their Certificate of Tax Exemptions may end soon as the Bureau of Internal Revenue (BIR) and the Cooperative Development Authority (CDA) have sat down with sector leaders on March 4 in the House of Representatives to - [Co-ops complain: Penalty for ATIR non-submission ‘too harsh’](https://natcco.coop/co-ops-complain-penalty-for-atir-non-submission-too-harsh/) - Co-ops complain: Penalty for ATIR non-submission ‘too harsh’ QUEZON CITY - “Very few co-ops have availed of the tax exemptions. Why is it that we have exemption in the law but after a decade only 33% of co-ops have availed? Why give co-ops the privilege of exemption when they will be deprived in the end? - [CDA says: “We tried to mitigate the harshness of JAO 1-2019”](https://natcco.coop/cda-says-we-tried-to-mitigate-the-harshness-of-jao-1-2019/) - CDA says: “We tried to mitigate the harshness of JAO 1-2019” At the discussions of the Technical Working Group on the Tax Exemption held March 4 in the House of Representatives, leaders of primary co-ops complained that the penalties for non-submission of the Annual Tax Incentive Report (ATIR) are “too harsh.” The Joint Administrative Order - [Why do co-ops have to submit TIN of members?](https://natcco.coop/why-do-co-ops-have-to-submit-tin-of-members/) - Why do co-ops have to submit TIN of members? QUEZON CITY -- When the Republic Act 9520 became law in February 2009, co-operators rejoiced because the Code enforced in Articles 60 & 61 tax exemptions for cooperatives when transacting with members. But the celebrations stopped cold as the realization came that there were many requirements - [Co-ops to issue TINs to members (TIN Series Part 3)](https://natcco.coop/co-ops-to-issue-tins-to-members-tin-series-part-3/) - Co-ops to issue TINs to members (TIN Series Part 3) QUEZON CITY -- The Tax Identification Number (TIN) of co-op members is very important because without it, the Bureau of Internal Revenue (BIR) cannot issue a co-op its Certificate of Tax Exemption (CTE). Co-op leaders at a series of meetings with the Department of Finance, - [Co-ops can issue TIN to members online with “eREG” (TIN Series Part 4)](https://natcco.coop/co-ops-can-issue-tin-to-members-online-with-ereg-tin-series-part-4/) - Co-ops can issue TIN to members online with “eREG” (TIN Series Part 4) To ease the process of obtaining or retaining a co-op’s Certificate of Tax Exemption (CTE), the BIR announced at a Tax Exemption Technical Working Group (TWG) on July 15 that co-ops can issue to members their Tax Identification Number (TIN) online. When - [Co-ops to file “Request for Ruling” on Doc Stamps](https://natcco.coop/co-ops-to-file-request-for-ruling-on-doc-stamps/) - Co-ops to file “Request for Ruling” on Doc Stamps Article 61 of the Cooperative Code says co-ops are exempt from Documentary Stamp Tax (DST). So why are DST’s required when co-ops transact with members or other entities? At the TWG discussions on July 21, some co-ops complained to the Bureau of Internal Revenue (BIR) that - [Tagum Coop supports DEPED’s Brigada Eskwela](https://natcco.coop/tagum-coop-supports-depeds-brigada-eskwela/) - Tagum Coop supports DEPED’s Brigada Eskwela TAGUM CITY – The COVID-19 crisis has transformed physical interaction – including the traditional classroom education. Thus, the Department of Education initiated its learning continuity plan using various teaching modes – online, modular, broadcast learning. Tagum Cooperative strengthens its partnership with the Department of Education by supporting the annual - [Virtual Instructor Led Training is New Key Method for Training](https://natcco.coop/virtual-instructor-led-training-is-new-key-method-for-training/) - Virtual Instructor Led Training is New Key Method for Training In order to continue providing for the needs of co-ops while keeping up with the situation brought about by the COVID-19 Pandemic, the NATCCO Knowledge Resource Center has transformed its training by using the Virtual Instructor Led Training (VILT). We encourage every cooperative to adapt - [Six entities push women entrepreneurs toward digital economy](https://natcco.coop/six-entities-push-women-entrepreneurs-toward-digital-economy/) - Six entities push women entrepreneurs toward digital economy The National Confederation of Cooperatives (NATCCO), Department of Trade and Industry (DTI), United States Agency for International Development (USAID), Facebook Philippines, Lazada, and Shopee have partnered to launch a program that will support women entrepreneurs using digital platforms. The Connecting Women Entrepreneurs to the Digital Economy Project - [ICA urges all to Climate Action](https://natcco.coop/ica-urges-all-to-climate-action/) - ICA urges all to Climate Action Brussels, BELGIUM -- The International Cooperative Alliance (ICA) invited all cooperatives worldwide to celebrate the International Day of Cooperatives on July 4 by taking action against climate chang The 2020 International Day of Cooperatives theme – Cooperatives for Climate Action – was chosen to support Sustainable Development Goal (SDG) - [ACCU issues Business Solutions 26 for Climate Action in Asia](https://natcco.coop/accu-issues-business-solutions-26-for-climate-action-in-asia/) - ACCU issues Business Solutions 26 for Climate Action in Asia THAILAND – The Association of Asian Confederation of Credit Unions (ACCU) issued in July its Business Solutions 26 (BS 26), a tool to determine whether a co-op is helping to achieve the United Nations Sustainable Development Goal #13, which is Climate Action. Thirty (30) key - [Bayanihan 2 Mentions Co-ops 17x](https://natcco.coop/bayanihan-2-mentions-co-ops-17x/) - Bayanihan 2 Mentions Co-ops 17x President Rodrigo Duterte signed on September 11 the Bayanihan Act 2, which embodies the Government’s response to the Covid-19 Crisis on two fronts: 1) ensure the health of all Filipinos and 2) protect the economy. In the economic front, the new law recognizes the role of cooperatives in the recovery - [Cooperatives open National Cooperative Month](https://natcco.coop/cooperatives-open-national-cooperative-month/) - Cooperatives open National Cooperative Month Since the Covid-19 Crisis began, cooperatives all over the country have been quietly at work in their communities. They have provided financial services, issued moratoriums on loan payments, distributed rice & vegetables, provide transport to health workers, opened food stores, distributed personal protective equipment to medical professionals, and more. On - [CDA endorses NATCCO, PFCCO for membership in Phil Payments Management Inc.](https://natcco.coop/cda-endorses-natcco-pfcco-for-membership-in-phil-payments-management-inc/) - CDA endorses NATCCO, PFCCO for membership in Phil Payments Management Inc. CDA endorses NATCCO, PFCCO for membership in Phil Payments Management Inc. The Board of Directors of the Cooperative Development Authority (CDA) endorsed the National Confederation of Cooperatives (NATCCO) and the Philippine Federation of Credit Cooperatives to become members of the Philippine Payments Management Inc. - [KAYA Payment Platform registered with BSP](https://natcco.coop/kaya-payment-platform-registered-with-bsp/) - KAYA Payment Platform registered with BSP Another milestone in the inclusion of co-ops in the digital economy . . . The Bangko Sentral ng Pilipinas (BSP) has informed the National Confederation of Cooperatives (NATCCO) that it has been “issued a Certificate of Registration (COR) as Operator of Payment System (OPS) effective 29 June 2020.” The - [President Duterte recognizes cooperatives as true partners](https://natcco.coop/president-duterte-recognizes-cooperatives-as-true-partners/) - President Duterte recognizes cooperatives as true partners President Rodrigo Duterte spoke to co-ops nationwide, recognizing them as partners in economic development. Below is the text of his speech: My warmest greetings to all cooperative organizations throughout the Philippines as we celebrate Cooperative Month this October. Since its inception, the Cooperative Movement has complemented the Government's - [KAYA ATM boosts TOMVEDCO operation & reputation](https://natcco.coop/kaya-atm-boosts-tomvedco-operation-reputation/) - KAYA ATM boosts TOMVEDCO operation & reputation Tondo, MANILA – During the COVID Crisis, the Tondo Foreshore Market Vendors Development Cooperative (TOMVEDCO), which operates in one of the poorest and densely populated areas in Metro Manila, distributed rice & food packs, provided flu and pneumonia vaccination, and fed 210 local kids nutritious meals under the - [Cooperatives donate P5M for COVID vaccine](https://natcco.coop/cooperatives-donate-p5m-for-covid-vaccine/) - Cooperatives donate P5M for COVID vaccine While cooperatives all over the country are reeling from the COVID-19 Crisis and yet have complied with the Government regulations promulgated by the Cooperative Development authority and with the Bayanihan 2 Act that declared a moratorium on loan payments for all lending institutions – including cooperatives. But more importantly, - [NATCCO launches Aflatoun Manual](https://natcco.coop/natcco-launches-aflatoun-manual/) - NATCCO launches Aflatoun Manual To help co-ops reach the youth, the NATCCO Network on December 3 formally launched the Aflatoun Manual. The document standardizes and eases the implementation of Aflatoun, NATCCO’s flagship program for the youth. Under the Aflatoun Program, primary co-operatives partner with public schools, training teachers to train kids on financial literacy. Kids - [Coops (and members) exempt from Documentary Stamps](https://natcco.coop/coops-and-members-exempt-from-documentary-stamps/) - Coops (and members) exempt from Documentary Stamps It is final. The Bureau of Internal Revenue (BIR) has clarified to all its personnel that co-ops need not pay for Documentary Stamps. Thanks to a “Request for Ruling” that COOP-NATCCO Partylist Rep. Sabiniano Canama filed, the BIR issued Memorandum Circular 124-2020 dated November 25, 2020. On the - [TIN requirement of co-op members stays, says BIR](https://natcco.coop/tin-requirement-of-co-op-members-stays-says-bir/) - TIN requirement of co-op members stays, says BIR The Bureau of Internal Revenue (BIR), the Government agency for tax collection, stood pat that co-ops must submit the Tax Identification Numbers amidst calls for its repeal. In its Revenue Memorandum Circular 124-2020 issued on November 25,the BIR has made its verdict final. The RMC was in - [Coop Sector launches Long-Term Strategic Plan](https://natcco.coop/coop-sector-launches-long-term-strategic-plan/) - Coop Sector launches Long-Term Strategic Plan The co-op sector is serious about taking over the economy. At an online meeting on January 19, 2021 the “Coop Sector Development Plan 2030” – with a few minor revisions and polishing – was approved by the co-op leaders. The initial draft of the Plan was formally launched during - [Human Rights in our DNA, says ICA](https://natcco.coop/human-rights-in-our-dna-says-ica/) - Human Rights in our DNA, says ICA Brussels, BELGIUM – The International Cooperative Alliance (ICA) celebrated with the rest of the world the Human Rights Day 2020 by reiterating to cooperators all over the world the Cooperative Identity – that co-ops are people-centered organizations. The celebration attended by more than sixty cooperators worldwide, emphasized that - [NATCCO celebrates 44th Founding Anniversary](https://natcco.coop/natcco-celebrates-44th-founding-anniversary/) - NATCCO celebrates 44th Founding Anniversary The National Confederation of Cooperatives (NATCCO Network) celebrates on January 23 its 44th Founding Anniversary. As advance celebration, more than 300 co-op leaders met online for the NATCCO Managers Forum where invited authorities provided their insight on the situation of the Philippine economy. NATCCO Chairperson Marlene Celo welcomed the participants, - [What co-op leaders can expect of Philippine economy in 2021](https://natcco.coop/what-co-op-leaders-can-expect-of-philippine-economy-in-2021/) - What co-op leaders can expect of Philippine economy in 2021 Banco de Oro Vice President for Investment Research & Strategy Anthony Emmanuel de Dios spoke at the NATCCO Managers’ Forum, giving the 397 co-op managers and staff in attendance a comprehensive picture of the Philippine economy in 2021: Our GDP . . . only Government - [Chairperson Celo stirs leaders: Beat COVID, be S.T.U.P.I.D.!](https://natcco.coop/chairperson-celo-stirs-leaders-beat-covid-be-s-t-u-p-i-d/) - Chairperson Celo stirs leaders: Beat COVID, be S.T.U.P.I.D.! Chairperson Celo stirs leaders: Beat COVID, be S.T.U.P.I.D.! This is the Inspirational Message delivered by NATCCO Chairperson, Marlene Celo on January 22 at the advanced celebration of the NATCCO Network’s 44th Founding Anniversary. Good day to the CEOs and Managers whose resiliency rise above this pandemic. I - [Women-led enterprises sell P36 Million during Pandemic](https://natcco.coop/women-led-enterprises-sell-p36-million-during-pandemic/) - Women-led enterprises sell P36 Million during Pandemic Digital channels of doing business has proven to be a boon to women-led enterprises in the Connecting Women to the Digital Economy project under the Women’s Global Development & Prosperity Initiative (WGDP) Initiative of the United States Agency for International Development (USAID). USAID’s E-PESO Chief Mamerto Tangonan reported - [ICA’s World Cooperative Monitor](https://natcco.coop/icas-world-cooperative-monitor/) - ICA’s World Cooperative Monitor Brussels, BELGIUM – The International Cooperative Alliance (ICA) and the European Research Institute on Cooperative and Social Enterprises (Euricse) launched on January 20 the 2020 edition of the World Cooperative Monitor during an international webinar. This is the ninth edition of the annual report, which explores the economic and social impact - [ICA President: We are into Cooperation, not Competition](https://natcco.coop/ica-president-we-are-into-cooperation-not-competition/) - ICA President: We are into Cooperation, not Competition MESSAGE FROM ICA PRESIDENT ARIEL GUARCO 2021 is here and the pandemic continues. This virus has reached every corner of this planet. The health, economic and social impact continue to cause a lot of pain around us. That’s why cooperatives continue to put our values and principles - [Dr. Eduardo A. Morato, 73](https://natcco.coop/dr-eduardo-a-morato-73/) - Dr. Eduardo A. Morato, 73 The NATCCO Network mourns the passing of charismatic business guru, Dr. Eduardo A. Morato, Jr. on March 1. He was 73. Dr. Morato dedicated many years of his teaching career to guiding social enterprises to become effective engines of rural social development. He always reiterated that the best model of - [NATCCO General Assembly & Leaders’ Congress on April 23-25](https://natcco.coop/natcco-general-assembly-leaders-congress-on-april-23-25/) - NATCCO General Assembly & Leaders’ Congress on April 23-25 The world has gone VUCA.* VUCA stands for volatile, uncertain, complex, and ambiguous. It describes the situation of constant, unpredictable change that is now the norm in certain industries and areas of the business world. Since our sector is in the midst of all this, more - [New Round of Senate Hearings on RA 9520 Amendments Begins](https://natcco.coop/new-round-of-senate-hearings-on-ra-9520-amendments-begins/) - PASAY CITY - The Cooperative Code of 2008 or Republic Act 9520 is up for amendments as the Senate Committee on Cooperatives has begun conducting consultations with co-op leaders in a new round of hearings and created a technical working group to thresh out some difficult matters. - [Cua Awards for Visionary & Excellent Leadership Launched](https://natcco.coop/cua-awards-for-visionary-excellent-leadership-launched/) - Cua Awards for Visionary & Excellent Leadership Launched PARANAQUE CITY -- The NATCCO Network has announced the search for co-op leaders who will be given the Guillermo Cua Leadership Awards. This was one of the highlights of the Aurora NATCCO Awards & Gala Night on October 5. NATCCO Chief Operating Officer, Daisybelle M. Cabal, gave the - [COOP-NATCCO Marks 26 Years of Championing Co-ops in Congress](https://natcco.coop/coop-natcco-marks-26-years-of-championing-co-ops-in-congress/) - COOP-NATCCO Marks 26 Years of Championing Co-ops in Congress PASAY CITY – About 242 co-op leaders from all over the country gathered at the Sequoia Hotel on September 21 and 22 for the 8th National Party Congress of the COOP-NATCCO Partylist with the theme COOP-NATCCO Party List: Dalawamput-Anim na Taong Nagtataguyod ng Boses at Adhikain ng mga Kooperatiba - [UN unveils 2025 International Year of Cooperatives Logo](https://natcco.coop/un-unveils-2025-international-year-of-cooperatives-logo/) - UN unveils 2025 International Year of Cooperatives Logo The International Cooperative Alliance is pleased to announce that the United Nations (UN) has released the 2025 International Year of Cooperatives (IYC2025) logo. The IYC2025 theme Cooperatives Build a Better World, was announced on 19 June, and it showcases the enduring global impact cooperatives have everywhere. The - [BSP, CDA Release Proposed Joint Circular on E-Money Issuers](https://natcco.coop/bsp-cda-release-proposed-joint-circular-on-e-money-issuers/) - BSP, CDA Release Proposed Joint Circular on E-Money Issuers The Bangko Sentral ng Pilipinas (BSP) and the Cooperative Development Authority (CDA) have released a proposed joint circular that will set guidelines for cooperatives planning to operate as electronic money issuer-non-bank financial institutions (EMI-NBFIs) or operators of payment systems (OPS). The document is titled: “Guidelines for Cooperatives Engaged or Intending to Engage in Activities - [Call to Submit Applications for Aurora Awards 2025](https://natcco.coop/call-to-submit-applications-for-aurora-awards-2025/) - Call to Submit Applications for Aurora Awards 2025 The National Confederation of Cooperatives (NATCCO) invites member-cooperatives to participate and submit entries to the NATCCO Aurora Awards 2025 - Financial Category. The NATCCO Aurora Awards celebrate excellence in the cooperative sector and aim to recognize cooperatives that have made an outstanding contribution in fostering growth, innovation, - [Co-op Leaders Unite at National Forum to Strengthen Movement](https://natcco.coop/co-op-leaders-unite-at-national-forum-to-strengthen-movement/) - Co-op Leaders Unite at National Forum to Strengthen Movement QUEZON CITY – Cooperative leaders from across the Philippines convened at the 2nd National Forum for Federations and Unions on May 28, held at the Ardenhills Suites Ballroom, where they reaffirmed their commitment to strengthen and unify the cooperative movement. A total of 150 leaders representing - [Unions, Federations Declare Stand on Raquepo, CETF, Unity](https://natcco.coop/unions-federations-declare-stand-on-raquepo-cetf-unity/) - Unions, Federations Declare Stand on Raquepo, CETF, Unity Leaders of Unions and Federations have signed and issued separate declarations agreeing to 1) work together, 2) urging President Marcos to retain Alexander Raquepo as Chairperson of the Cooperative Development Authority (CDA), and 3) push for prerogative of primary cooperatives to choose where or to whom to - [NATCCO Network Joins Global CoopsDay 2025 Celebration](https://natcco.coop/natcco-network-joins-global-coopsday-2025-celebration/) - NATCCO Network Joins Global CoopsDay 2025 Celebration Cooperators all over the country spent Saturday morning on July 5 and joined millions of cooperators worldwide to celebrate the International Day Cooperatives through an online meeting, highlighting the theme: “Driving Inclusive and Sustainable Solutions for a Better World”. Celebrating the International Day of Cooperatives (CoopsDay) focuses on - [CDA Unveils PCDP 2028](https://natcco.coop/cda-unveils-pcdp-2028/) - Cooperative Development Authority Deputy Administrator Rey Elevazo urges all policy makers, government agencies, cooperative leaders, employees, and members, to actively contribute to the realization of the 2028 Philippine Cooperative Development Plan. - [Transport Co-ops Apprehensive Over "Love Bus", “Libre Sakay”](https://natcco.coop/transport-co-ops-apprehensive-over-love-bus-libre-sakay/) - COOP-NATCCO Partylist Representative Filemon Espares on July 29 brought together co-op leaders of transport and credit cooperatives from all over the country to meet with officials of the Credit Information Corporation, Land Transport Franchising & Regulatory Board, and the Philippine Coconut Authority "to link co-ops with government agencies and ensure coordination for policy-making. Here is the result of the meeting with the LTFRB. - [BFAR Unveils Possible Seafood Enterprises for Cooperatives](https://natcco.coop/bfar-unveils-possible-seafood-enterprises-for-cooperatives/) - QUEZON CITY – President Ferdinand Marcos Jr. underscored his call for greater investment in agriculture during his State of the Nation Address (SONA) on July 28, urging the business community: “Nanawagan pa rin ako sa ating mga negosyante: Mamuhunan kayo sa ating agrikultura!” (I am still calling on our business community to invest in agriculture!) - [NATCCO Loans P60 Million to Three Transport Cooperatives](https://natcco.coop/natcco-loans-p60-million-to-three-transport-cooperatives/) - QUEZON CITY — The National Confederation of Cooperatives (NATCCO) formally turned over modern public utility vehicles (PUVs) to three of its member-transport cooperatives in ceremonies held at the NATCCO Headquarters on August 14, marking another milestone in the federation’s contribution to sustainable and efficient public transportation. - [Jose R. Ping-ay, 1950 - 2020](https://natcco.coop/jose-r-ping-ay-1950-2020/) - Jose R. Ping-ay, 1950 - 2020 The Co-op Sector on September 18 mourns the passing of co-op champion Jose R. Ping-ay. He served as Chairman the Board of Directors of the NATCCO Network from 2008 to 2009 and as COOP-NATCCO Representative in 2009 to 2013. It was during his term as Chairperson in 2008 that - [Why do co-ops have to submit TIN of members? (Part 2)](https://natcco.coop/why-do-co-ops-have-to-submit-tin-of-members-part-2/) - Why do co-ops have to submit TIN of members? (Part 2) At a Tax Technical Working Group (TWG) online meeting discussing co-op tax exemptions held last July 15, COOP-NATCCO Partylist Rep. Ben Canama said that “the TIN requirement on co-ops has been one of the reasons why co-ops “cannot appreciate very much the tax exemptions - [A United Voice: Philippine Cooperative Movement Steps Into a New Era with Proposed Apex Organization](https://natcco.coop/a-united-voice-philippine-cooperative-movement-steps-into-a-new-era-with-proposed-apex-organization/) - Incoming NATCCO CEO Sharon Marie S. Dy as the TWG Presiding Officer, in close collaboration with major national federations and unions, including the Philippine Cooperative Center (PCC), Philippine Federation of Credit Cooperatives (PFCCO) National, VICTO National, CLIMBS, CCT-FED, National Union of Cooperatives (NUC), 1CISP, MASS-SPECC, and Union of Metro Manila Cooperatives (UMMC) - [Climate Action Starts with Climate Education–Trainers’ Training Program on Climate Change and Action for Women Cooperators](https://natcco.coop/climate-action-starts-with-climate-education-trainers-training-program-on-climate-change-and-action-for-women-cooperators/) - Kathmandu, Nepal – NATCCO and the International Cooperative Alliance - Asia and the Pacific (ICA-AP) Women Committee teamed up to bring the Trainers’ Training Program on Climate Change and Action for Women Cooperators to Kathmandu, Nepal, on August 10-13, 2026. - [NATCCO and Region XI Co-ops Pioneer Regional Consultative Dialogue](https://natcco.coop/natcco-and-region-xi-co-ops-pioneer-regional-consultative-dialogue/) - Listening is the first step to a strong and supportive relationship. And that’s the core behind the Region XI Consultative Meeting that NATCCO and the co-ops in Region XI collaborated on August 17, 2026. The Consultative Meeting was held at the Conference Hall of Tagum Cooperative in Tagum City, actively participated in by 54 participants from 23 co-ops. NATCCO’s team was led by CEO Sylvia Paraguya, who also shared the State of NATCCO. BOD Vice-Chairperson Rey Labasano and BOD Member Alvic Suaybagio represented NATCCO’s leadership. - [Builders of Trust: How Cooperatives Build a Peaceful World Through Inclusion and Solidarity](https://natcco.coop/builders-of-trust-how-cooperatives-build-a-peaceful-world-through-inclusion-and-solidarity/) - In celebration of the International Day of Cooperatives, NATCCO organized an Online Forum on July 4, 2026, from 9:00 AM to 12:00 PM, dedicated to honoring the cooperative movement's local and global impact in building peaceful communities. The forum was joined by 418 cooperators representing 151 cooperatives. - [Shaping the Future of Cooperatives: NATCCO & ACCU Partner for Regional Co-op Collaboration](https://natcco.coop/shaping-the-future-of-cooperatives-natcco-accu-partner-for-regional-co-op-collaboration-2/) - The Cooperative Academy of NATCCO Network (CANN), in partnership with the Association of Asian Confederation of Credit Unions (ACCU) Thailand, the NATCCO Chairpersons Club, and the NATCCO Managers Club, successfully organized the International NATCCO Leaders' Forum. Held from June 26 to 30, 2026, at the Imm Hotel Bangkapi in Bangkok, Thailand, the event brought together 58 cooperative leaders from 21 cooperatives. - [Brighter Financial Futures Training of Trainers | May 25-27, 2026, La Breza Hotel, Quezon City](https://natcco.coop/brighter-financial-futures-training-of-trainers-may-25-27-2026-la-breza-hotel-quezon-city/) - Brighter Financial Futures Training of Trainers | May 25-27, 2026, La Breza Hotel, Quezon City - [From Classroom to Boardroom: The Inspiring Journey of Romulo Dex Lumawig III - NATCCO Chairperson (2026 - 2027)](https://natcco.coop/from-classroom-to-boardroom-the-inspiring-journey-of-romulo-dex-lumawig-iii-natcco-chairperson-2026-2027/) - "I still can't believe that I was elected as the new Chairperson of one of the biggest cooperative federations in the country. Even today, I find myself asking, 'Is this really true? Am I now chairing a national network of cooperatives that has served and empowered millions of Filipinos through the years?'" These are the - [Espares files House Bills for Agri Co-ops](https://natcco.coop/espares-files-house-bills-for-agri-co-ops/) - QUEZON CITY – COOP-NATCCO Representative Felimon Espares has filed House Bills 2412 and 2417 in Congress. If and when the Bills become laws, the results are seen to bring cooperatives to a higher level. - [One Year to Gold: NATCCO Concluded its 49th General Assembly and 24th Leaders' Congress in Iloilo City](https://natcco.coop/one-year-to-gold-natcco-concluded-its-49th-general-assembly-and-24th-leaders-congress-in-iloilo-city/) - NATCCO gathered 1,038 cooperative leaders from across the Philippines for its 49th General Assembly and 24th Leaders' Congress from May 1 to 3, 2026, at the Iloilo Convention Center (ICON) in Iloilo City. After seven years, NATCCO returned to the city of Love, Iloilo, for its 49th assembly. - [2026 CoopsDay theme: Cooperatives for a Peaceful World](https://natcco.coop/2026-coopsday-theme-cooperatives-for-a-peaceful-world/) - The International Cooperative Alliance has today (4 May) announced the theme for the 2026 International Day of Cooperatives (CoopsDay) as Cooperatives for a Peaceful World. The theme serves not only as a reflection of the cooperative model’s unique capacity to bring people together, strengthen social cohesion, and advance peaceful, inclusive societies, but also as a collective call from the global cooperative movement to actively contribute to peace. - [Transport Co-ops Apprehensive Over "Love Bus", “Libreng Sakay”](https://natcco.coop/transport-co-ops-apprehensive-over-love-bus-libreng-sakay/) - QUEZON CITY – Transport cooperative leaders have expressed apprehension over President Ferdinand Marcos Jr.’s announcement during his State of the Nation Address before the House of Representatives on July 28, 2025, stating that his administration will revive the Love Bus program and expand "Libreng Sakay" (free rides) for stranded commuters, particularly during rush hours and inclement weather. While the announcement drew applause from the audience, cooperative leaders raised concerns about its implications for their operations. - [Cooperative holds the line on fuel prices amid supply pressures](https://natcco.coop/cooperative-holds-the-line-on-fuel-prices-amid-supply-pressures/) - SAN JUAN, Siquijor (PIA) — At a gasoline station in Pangi, motorists line up, scanning digital boards and price labels. - [NATCCO Network General Assembly on May 1 – 3](https://natcco.coop/natcco-network-general-assembly-on-may-1-3/) - NATCCO Network will conduct its 24th Leaders’ Congress and 49th General Assembly on May 1 to 3 in Iloilo City at the newly-refurbished Iloilo Convention Center. NATCCO’s event organizers have increasingly had to find larger venues in as the number of participants has been approaching 1,500 in recent years. - [MICOOP Program Marks 20 Years of Innovation](https://natcco.coop/micoop-program-marks-20-years-of-innovation/) - ILOILO CITY – The Microfinance Innovations in Cooperatives (MICOOP) Program celebrates its 19th year of growing cooperatives through innovation and integration on April 16-17 at the Diversion 21 Hotel. - [NATCCO Launches 50th Anniversary Countdown in Cebu City](https://natcco.coop/natcco-launches-50th-anniversary-countdown-in-cebu-city/) - The National Confederation of Cooperatives (NATCCO) officially launched its journey toward a historic milestone on January 23, 2026, with the "Gearing Up for the Gold" 50th Anniversary Kick-Off Celebration. Held at Marco Polo Plaza Cebu, the event drew an impressive assembly of 220 cooperative managers and leaders representing 67 cooperatives from across the nation, all united to celebrate forty-nine years of cooperative journey and impact. - [UN to Declare International Year of Cooperatives Every Decade](https://natcco.coop/un-to-declare-international-year-of-cooperatives-every-decade/) - NEW YORK - The United Nations General Assembly has passed a resolution recognizing the vital role of cooperatives in promoting inclusive economic and social development worldwide - [DGRV-NATCCO Agreement Bolsters Education, Risk Management](https://natcco.coop/dgrv-natcco-agreement-bolsters-education-risk-management/) - QUEZON CITY -- The German Cooperative Federation (DGRV) and the National Confederation of Cooperatives (NATCCO) signed on February 9 an addendum to a 2024 agreement - [House Committee on Co-ops approves Coop Code Amendments](https://natcco.coop/house-committee-on-co-ops-approves-coop-code-amendments/) - QUEZON CITY – The Committee on Cooperatives in the House of Representatives has approved the proposed amendments to the 2008 Cooperative Code, and will now be submitted to the plenary for Reading. - [Hearings on Coop Code amendments Continue in Senate](https://natcco.coop/hearings-on-coop-code-amendments-continue-in-senate/) - PASAY CITY - The Cooperative Code of 2008 or Republic Act 9520 is up for amendments as the Senate Committee on Cooperatives has begun conducting consultations with co-op leaders in a new round of hearings and created a technical working group to thresh out some difficult matters. - [NATCCO Maintains Three ISO Certifications](https://natcco.coop/natcco-maintains-three-iso-certifications/) - NATCCO Maintains Three ISO Certifications After rigorous auditing of NATCCO’s operations and procedures by auditing firm TUV SUD Philippines on February 16, NATCCO has maintained its three ISO Certifications.ISO certification is a third-party, independent validation that an organization complies with international standards for quality, safety, efficiency, and environmental management set by the International Organization for Standardization. It - [AFLSE Batch 17 Celebrates Graduation and a Decade of Partnership](https://natcco.coop/aflse-batch-17-celebrates-graduation-and-a-decade-of-partnership/) - Shaping New Beginnings: AFLSE Batch 17 Celebrates Graduation and a Decade of Partnership QUEZON CITY, PHILIPPINES – On January 29, 2026, the Ateneo Leadership and Social Entrepreneurship (ALSE OF-LIFE) program reached a significant milestone as it conferred certificates upon the twenty three graduates of Batch 17 – Philippines. The ceremony, held at the Sequoia Hotel ## Pages - [Home](https://natcco.coop/) - Hurry Up! Register Now! 39 days 04 hrs 27 mins 58 secs This notice is visible to admins only. Visual Header disabled due to GDPR setting. Click here for more info. 💪 𝙈𝙊𝙑𝙀 𝙁𝙊𝙍 𝙒𝙀𝙇𝙇𝙉𝙀𝙎𝙎Run, walk, and have fun with your family, fellow runners, and cooperators!🤝 𝙍𝙐𝙉 𝙁𝙊𝙍 𝘾𝙊𝙊𝙋𝙀𝙍𝘼𝙏𝙄𝙑𝙄𝙎𝙈Celebrate Cooperative Month & International Day of - [Committee Members](https://natcco.coop/home/about-us/committee-members/) - Committee Members “COOPERATVES BUILD A BETTER WORLD“ Ex Officio Audit Committee Election Committee IT Committee Gender and Development Committee Youth Committee Ethics Committee Mediation & Conciliation Committee Asset and Liability Management Committee Resiliency Fund Committee Managers’ Club Chairpersons’ Club - [Board of Directors](https://natcco.coop/home/bod_profile/) - Board of Directors “COOPERATVES BUILD A BETTER WORLD“ Chairpersons Luzon BOD Visayas BOD Mindanao BOD GAD and Youth Representative - [About NATCCO](https://natcco.coop/home/about-us/) - 1893Dr. Jose Rizal is exiled by the Spanish Colonial Government to Dapitan. There, he establishes a cooperative composed of abaca farmers. It is believed that he learned about cooperativism while in Europe.1908American Philanthropist Edward Filene visited the Philippines and observed the poverty was prevalent. He wrote in 1909 that "co-operative credit societies should be established - [Cooperative Academy](https://natcco.coop/services/support-services/cooperative-academy/) - Cooperative Academy of NATCCO Network (CANN) Education, Training, and Consultancy NATCCO was established in January 1977 by five regional federations as the National Association of Training Centers for Cooperatives. Its founding purpose was to standardize cooperative education and training across the country. At the time, cooperative leaders recognized that the Martial Law regime required all - [Members Directory](https://natcco.coop/members-directory/) - Our Members Region 1Alaminos Savings and Credit Cooperative Alilem Multi-Purpose Cooperative Alilem Samahang Nayon Tribal Multi-Purpose Cooperative Anaao Mannalon Multi-Purpose Cooperative (AMMPC) Anduyan Multi-Purpose Cooperative (AMPC) Bacarra Multi-Purpose Cooperative (Formerly: Bacarra Savings and Credit Cooperative) Baggak ti Daya Development Cooperative Bagnos Multi-Purpose Cooperative Bayanihan Hundred Islands Agrarian Reform Cooperative Bayanihan Multi-Purpose Cooperative Candon City Government - [Financial Services](https://natcco.coop/services/financial-services/) - Submit Inquiry For more Updates, Follow us at: - [Support Services](https://natcco.coop/services/support-services/) - Submit Inquiry - [Stabilization Fund System](https://natcco.coop/services/co-op-protection-scheme/stabilization-fund-system/) - The SFS is patterned after the highly-successful framework of the German Cooperative Federation, Deutsche Gennosenschafts und Raiffeissen Verband (DGRV), that oversees German cooperatives. The SFS Team conducts four key activities: Risk-Based Evaluation – Conducting onsite and virtual assessments to identify vulnerabilities and provide strategic solutions. Data Analytics – Analyzing financial trends to detect risks before - [Co-op Protection Scheme](https://natcco.coop/services/co-op-protection-scheme/) - introduced Stabilization Fund System as the federation’s effort to protect cooperatives... Read More What our Members say? With the adoption of a digital core-banking solution, (the Ekoopbanker System), NEC MPC was able to analyze data, and help us in understanding and knowing more about our general membership. With this, NEC MPC was able to craft - [WOMEN ENTERPRISE](https://natcco.coop/services/advocacies-and-partnership/women-enterprise/) - Submit Inquiry Frequently Asked QuestionsToggle content goes here, click edit button to change this text. - [GENDER AND DEVELOPMENT](https://natcco.coop/services/advocacies-and-partnership/gender-and-development/) - Gender and Development The Gender and Development program ensures a holistic approach to development, where diversity is encouraged and inclusivity across programs and services is promoted. It aims to ensure that opportunities—in products, services, and programs of the co-op, as well as in leadership roles—are balanced. cooperative toward Gender Equality. Another major breakthrough is - [CLIMATE ACTION AND DRRM](https://natcco.coop/services/advocacies-and-partnership/climate-action-and-drrm/) - Submit Inquiry Frequently Asked QuestionsToggle content goes here, click edit button to change this text. - [DIASPORA FOR OVERSEAS FILIPINOS](https://natcco.coop/services/advocacies-and-partnership/diaspora-for-overseas-filipinos/) - Submit Inquiry Frequently Asked QuestionsToggle content goes here, click edit button to change this text. - [Member Services](https://natcco.coop/services/) - Member Services Embracing a holistic approach, NATCCO endeavors to provide an expansive array of financial and non-financial services, each crafted to empower cooperatives and propel them towards sustainable success. Financial Services Deposits & Loans Deposits & Loans Read More Payment Services Payment Services Read More Special Projects Special Projects Read More Support Services Cooperative Academy - [CHILDREN AND YOUTH PROGRAMS](https://natcco.coop/services/advocacies-and-partnership/children-and-youth-programs/) - Children Reached: 1,568,010 Partner Schools: 2,175 Teachers Trained: 8,566 Children with Savings: 510,737 Total Savings: Php - [ADVOCACIES AND PARTNERSHIP](https://natcco.coop/services/advocacies-and-partnership/) - Submit Inquiry - [MICROFINANCE INNOVATION](https://natcco.coop/services/support-services/micoop/) - MICOOP Program The Microfinance Innovations in Cooperatives (MICOOP) Program was established in 2006 to enable small co-ops, especially in the countryside, to grow and be sustainable to serve members better, and improve the communities where they operate. The aim is to spread financial inclusion to the “unbanked and underserved” that are largely ignored by the - [Digital Solutions](https://natcco.coop/services/support-services/digital-solutions/) - One of the most significant technical milestones in 2025 was the successful pilot implementation of eKoopbanker Plus CASA Version 3. This initiative forms part of the ITG’s continuing efforts to modernize the core banking platform, ensuring that it remains robust, scalable, and capable of supporting the evolving needs of cooperatives. The upgraded CASA Version - [Payment Services](https://natcco.coop/services/financial-services/payment-services/) - DIGITAL PAYMENT SERVICES NATCCO is enabling cooperatives – especially those located in rural areas – to access digital financial services that would otherwise be costly or difficult to build individually. The NATCCO Network continues to strengthen its shared digital infrastructure to ensure that cooperatives remain relevant to their members and competitive with developments in the - [Deposits & Loans](https://natcco.coop/services/financial-services/deposits-loans/) - Treasury & Credit One of the key elements of the integrated network envisioned for NATCCO is the pooling and sharing of resources, particularly financial resources. Cooperatives first emerged during the Industrial Revolution, when early cooperators recognized that combining their limited resources was essential to overcoming poverty. Today, the NATCCO Network encourages cooperatives to place One of the key elements of the integrated network envisioned for NATCCO is the pooling and sharing of resources, particularly financial resources. Cooperatives first emerged during the Industrial Revolution, when early cooperators recognized that combining their limited resources was essential to overcoming poverty. Today, the NATCCO Network encourages cooperatives to place invest in their federation and to place deposits that are mobilized for the benefit of other cooperatives that require funding. In principle, the funds of cooperatives should remain within the cooperative financial ecosystem. The NATCCO Central Fund embodies this principle. Established in 2002, it was designed precisely to ensure that cooperative resources circulate within the Network. Today, NATCCO’s Treasury & Credit Group is entrusted with stewarding the funds of NATCCO member-cooperatives. Pooled funds are managed by the Treasury & Credit Group with close guidance of the Investment Committee, composed of top depositors, whose main task is to monitor the investments and recommend investment options in order to maximize fund efficiency. Anchored on the policy on risk free investments, Liquidity Funds are invested in fixed income instruments such as time deposits and government securities. For the Loan Fund, 80% is allocated for re-lending to other member cooperatives, while the remaining 20% is also placed in government securities, time deposits, corporate bonds, and unit investment trusts funds (UITFs). Co-ops needing funds, can in turn, avail of our credit facilities such as Revolving Credit Line, Term Loans, Transport Cooperative Loans, and Real Estate Loan. - [Events](https://natcco.coop/services/support-services/cooperative-academy/all-events/) - [KRC Materials](https://natcco.coop/services/support-services/cooperative-academy/knowledge-resource-center/krc-materials/) - Cooperative Academy > Knowledge Resource Center > Materials Knowledge Resource Center – Materials Search for: Search - [Knowledge Resource Center](https://natcco.coop/services/support-services/cooperative-academy/knowledge-resource-center/) - Knowledge Resource Center Knowledge Resource Center (KRC) endeavour to create value-rich programs on the cooperative sector. We wanted to make education and knowledge available to the members of the co-op community. Also, we wanted to create awareness to the public, that there’s an industry where cooperation flourishes. That an enterprise may not only be owned - [Policy](https://natcco.coop/privacy-policy-2/) - NATCCO Data Privacy Notice Privacy Notice A. Introduction The NATCCO Network values your privacy and trust. It complies with the 2012 Data Privacy Act of the Republic of the Philippines, its Implementing Rules and Regulations, and other relevant policies, including issuances of the National Privacy Commission. The NATCCO Network (referred herein as “NATCCO”, “we”, “us” - [Contact Us](https://natcco.coop/contact-us/) - Contact us Fill in the fields below and we’ll get back to you. Please enable JavaScript in your browser to complete this form.Please enable JavaScript in your browser to complete this form.Full Name *Coop NameEmail *Subject Name message Email Your message * Submit Inquiry Address : 227 J. P. Rizal St.Project 4, Quezon City 1109 - [Certification and Accreditation Program](https://natcco.coop/services/support-services/cooperative-academy/certification-and-accreditation-program/) - ACCESS Branding ENROLL NOW! Credit Union Label of Excellence in Governance ENROLL NOW! Credit Union CEO’s Competency Course ENROLL NOW! Our Team Name Designation Name Designation Name Designation Name Designation What our Members say? Interested with our service?CONTACT US For more NATCCO Knowledge Resource Center Follow us at Frequently Asked QuestionsToggle content goes here, click - [Education and Training Program](https://natcco.coop/services/support-services/cooperative-academy/education-and-training-program/) - NATCCO E-Learning The National Confederation of Cooperatives (NATCCO) is pleased to invite everyone to enroll in a comprehensive eLearning program. The Learning Management System is designed for cooperative board of directors, committees and officers. You may learn, acquire and receive vital training specially all compliance courses without leaving your office. Students - [EkoopBanker](https://natcco.coop/services/support-services/digital-solutions/ekoopbanker/) - with integrated components for Loan Portfolio Management, Savings, Time Deposit, and Accounting. with integrated components for Loan Portfolio Management, Savings, Time Deposit, and Accounting. Why EKoop Banker? Protection of Reputation It aims to protect the reputation of the cooperative movement by mitigating risks and ensuring the stability of member cooperatives. Protection of Distressed Co-ops It - [eKoop Solutions](https://natcco.coop/services/support-services/digital-solutions/ekoop-solutions/) - eKoop Solutions Ekoop Solutions is a suite of integrated services designed to streamline and enhance the functionality of the EkoopBanker core banking system. These solutions provide EkoopBanker users with a range of valuable tools to improve efficiency, communication, and customer service. with integrated components for Loan Portfolio Management, Savings, Time Deposit, and Accounting. with integrated - [Partners](https://natcco.coop/home/partners-natcco/) - [Careers](https://natcco.coop/home/current-jobs/) - No jobs found - [Featured Cooperative of the Month](https://natcco.coop/home/feature-coop-read-more/) - Toril Community Cooperative Davao City After a series of false starts, a group of some thirty men of the Santo Rosario Parish, Toril, Davao City, started attending orientation lecture on Credit Union given by social actionists from the Sta. Ana Parish. Foremost among the social actionists were Mr. Hardenio Hofilenia, Atty. Fernando Alag, Mr. Epifanio - [User Profile](https://natcco.coop/user-profile/) - [Login](https://natcco.coop/login/) - [Register](https://natcco.coop/register/) - [Account](https://natcco.coop/account/) - [masteriyo_account] - [Home - 1](https://natcco.coop/home-1/) - About Us There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form or randomised even slightly believable. Management There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some dummy. Development There are many variations of passages of Lorem - [Core Network Services and Programs FAQ](https://natcco.coop/core-network-services-programs-faq/) - Frequently Asked Questions About NATCCO (Identity, Vision, & Leadership) General Cooperative Information Membership and Network Benefits Core Network Services & Programs Contact & Location Details Core Network Services & Programs What services does NATCCO offer to its members? NATCCO drives cooperative success through four core pillars: Financial Services Support Services Co-op Protection Schemes Advocacies and - [About NATCCO FAQ](https://natcco.coop/about-natcco-faq/) - Frequently AskedQuestions About NATCCO (Identity, Vision, & Leadership) General Cooperative Information Membership and Network Benefits Core Network Services & Programs Contact & Location Details About NATCCO (Identity, Vision, & Leadership) Who is NATCCO? NATCCO stands for the National Confederation of Cooperatives. It is a federation of 1,080 member cooperatives across Luzon, Visayas, and Mindanao. Together, - [Contact and Location Details FAQ](https://natcco.coop/contact-location-details-faq/) - Frequently Asked Questions About NATCCO (Identity, Vision, & Leadership) General Cooperative Information Membership and Network Benefits Core Network Services & Programs Contact & Location Details Contact and Location Details Contact & Location Details 📍 Head Office Address: 227 J. P. Rizal St., Project 4, Quezon City, 1109 Philippines ⏰ Office Hours: 8:00 AM to 6:00 - [General Cooperative Information FAQ](https://natcco.coop/general-cooperative-information-faq/) - Frequently AskedQuestions About NATCCO (Identity, Vision, & Leadership) General Cooperative Information Membership and Network Benefits Core Network Services & Programs Contact & Location Details General Cooperative Information What is a cooperative, and who regulates them? Definition: An autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs through a democratically-controlled - [Membership & Network Benefits FAQ](https://natcco.coop/membership-network-benefits-faq/) - Frequently AskedQuestions About NATCCO (Identity, Vision, & Leadership) General Cooperative Information Membership and Network Benefits Core Network Services & Programs Contact & Location Details Membership & Network Benefits What are the advantages of being a Cooperative member of NATCCO? Joining the NATCCO Network gives cooperatives a massive competitive edge through integrated ecosystem support: Cooperative Identity - [FAQ](https://natcco.coop/faq/) - Frequently Asked Questions About NATCCO (Identity, Vision, & Leadership) Read More General Cooperative Information Read More Membership and Network Benefits Read More Core Network Services & Programs Read More Contact Location and Details Read More - [KAYA Payment Platform FAQ](https://natcco.coop/kaya-payment-platform-faq/) - Frequently AskedQuestions About NATCCO (Identity, Vision, & Leadership) General Cooperative Information Membership and Network Benefits Core Network Services & Programs About KAYA Payment Platform KAYA Payment Platform ## Events - [STRATEGIC MARKET EXPANSION AND RELATIONSHIP BUILDING SEPTEMBER 23, 2025](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=5399) - SEPTEMBER 23, 2025 9:00AM-4:00PM REGISTER HERE Home > Support Services > Cooperative Academy > Events - [SMART HIRING AND CORRECT FIRING OF COOPERATIVE EMPLOYEES SEPTEMBER 26, 2025](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=5401) - SMART HIRING AND CORRECT FIRING OF COOPERATIVE EMPLOYEES SEPTEMBER 26, 2025 9:00AM-4:00PM REGISTER HERE Home > Support Services > Cooperative Academy > Events - [FROM TENSION TO TEAMWORK: MASTERING CONFLICT IN THE COOPERATIVE WORKPLACE SEPTEMBER 30, 2025](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=5404) - SEPTEMBER 30, 2025 9:00AM-4:00PM REGISTER HERE Home > Support Services > Cooperative Academy > Events - [Compliance Seminar on Financial Management](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7668) - September 8, 2026 8:30 AM – 5:30 PM REGISTER HERE - [Membership Data Analysis for Cooperative Management](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7670) - September 8, 2026 9:00 AM – 4:00 PM REGISTER HERE - [Compliance Seminar on Credit & Risk Management](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7672) - September 9, 2026 8:30 AM – 5:30 PM REGISTER HERE - [Professional Conduct and Personality Development](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7674) - September 16, 2026 9:00 AM – 4:00 PM REGISTER HERE - [Cooperative Tellering Excellence](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7676) - September 22, 2026 9:00 AM – 4:00 PM REGISTER HERE - [Basic and Fundamental in Managing Accounts: Road to Portfolio Quality, Member Sustainability, and Loan Profitability](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7678) - September 28, 2026 9:00 AM – 4:00 PM REGISTER HERE - [The Latest about CISA and its Relevance to Cooperatives](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7679) - September 29, 2026 9:00 AM – 12:00 NN REGISTER HERE - [Midyear Reset: Managing Stress, Preventing Burnout, and Recharging for the Second Half](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7201) - July 10, 2026 9:00 AM – 12:00 NN REGISTER HERE - [Job Evaluation & Salary Restructuring](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7200) - July 14, 2026 9:00 AM – 4:00 PM REGISTER HERE - [Collateral Appraisal](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7199) - July 17, 2026 9:00 AM – 4:00 PM REGISTER HERE - [Navigating AMLA: Duties, Risks, and Penalties for Cooperatives](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7198) - July 21, 2026 9:00 AM – 12:00 NN REGISTER HERE - [Effective Communication and Active Listening Skills for Frontliners](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7197) - July 22, 2026 9:00 AM – 4:00 PM REGISTER HERE - [Easy and Effective Collection Strategies](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7196) - July 24, 2026 9:00 AM – 4:00 PM REGISTER HERE - [Understanding CISA: Recent Developments and Compliance Requirements for Cooperatives](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7195) - July 28, 2026 9:00 AM – 12:00 NN REGISTER HERE - [Policy Development & Formulation for Cooperatives](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=7189) - July 29, 2026 9:00 AM – 4:00 PM REGISTER HERE - [Partners in Prosperity: Building Financial Wellness Together for Stronger Families and Peaceful Communities](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6983) - July 3, 2026 1:00 PM – 4:00 PM REGISTER HERE - [AI-POWERED STRATEGIES TO ELEVATE COOPERATIVE MARKETING](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6144) - JANUARY 27, 2026 9:00AM-4:00PM REGISTER HERE - [CONDUCTING EFFECTIVE ASSEMBLIES AND OTHER MEETINGS](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6147) - JANUARY 28, 2026 9:00AM-4:00PM REGISTER HERE - [THE STRATEGIC ACCOUNT OFFICER](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6150) - JANUARY 30, 2026 9:00AM-4:00PM REGISTER HERE - [COMPLIANCE SEMINAR ON COOPERATIVE GOVERNANCE AND MANAGEMENT](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6119) - JANUARY 13-14, 2025 8:30AM-5:30PM REGISTER HERE Home > Support Services > Cooperative Academy > Events - [COMPLIANCE SEMINAR ON FINANCIAL MANAGEMENT](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6124) - JANUARY 15, 2026 8:30AM-5:30PM REGISTER HERE Home > Support Services > Cooperative Academy > Events - [COMPLIANCE SEMINAR ON CREDIT AND RISK MANAGEMENT](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6127) - JANUARY 20, 2026 8:30AM-5:30PM REGISTER HERE Home > Support Services > Cooperative Academy > Events - [CO-OP DNA: ME AND MY COOPERATIVE](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6131) - JANUARY 21, 2026 9:00AM-12:00PM REGISTER HERE Home > Support Services > Cooperative Academy > Events - [FINANCIAL WELLNESS FOR CO-OP MEMBERS (FINANCIAL KNOW-HOW)](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6134) - JANUARY 21, 2026 1:00PM-3:00PM REGISTER HERE Home > Support Services > Cooperative Academy > Events - [ETHICAL LEADERSHIP FOR COOPERATIVES: ALIGNING PERSONAL, CULTURAL, AND CO-OP VALUES](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6138) - JANUARY 22, 2026 9:00AM-12:00NN REGISTER HERE Home > Support Services > Cooperative Academy > Events - [EFFECTIVE LOAN PROCESSING AND DOCUMENTATION](https://natcco.coop/services/support-services/cooperative-academy/all-events/?event=6141) - JANUARY 23, 2026 9:00AM-4:00PM REGISTER HERE Home > Support Services > Cooperative Academy > Events ## natcco-partners - [ALSE OF LIFE](https://natcco.coop/natcco-partners/alse-of-life/) - The Ateneo School of Government, under the Executive Education Program, handles the Leadership and Social Entrepreneurship Program for Overseas Filipino Workers. The program seeks to empower Filipino migrants and their families in leadership - [Asian Confederation of Credit Unions](https://natcco.coop/natcco-partners/accu/) - ACCU works in partnership with its members to strengthen and promote credit unions as effective instruments of socio-economic development of the people. In its role as a regional organization for credit unions, ACCU performs - [Proxfin](https://natcco.coop/natcco-partners/proxfin/) - In its role as a regional organization for credit unions, ACCU performs representation, development, liaison and coordination functions on behalf of the Asian credit union movements. The International Co-operative Alliance unites, represents and serves cooperatives worldwide. Founded in - [Social Performance Task Force (SPTF)](https://natcco.coop/natcco-partners/social-performance-task-force-sptf/) - The Social Performance Task Force (SPTF) is a non-profit membership organization with more than 2,700 members from all over the world. Our members come from every stakeholder group in inclusive finance. SPTF - [Microfinance Council of the Philippines, Inc. (MCPI)](https://natcco.coop/natcco-partners/microfinance-council-of-the-philippines-inc-mcpi/) - The Microfinance Council of the Philippines, Inc. (MCPI) evolved out of a USAID-funded project entitled “Developing Standards for Microfinance Project” (DSMP) that started in mid-1996 and continued until the end - [International Cooperative Alliance](https://natcco.coop/natcco-partners/international-cooperative-alliance/) - The Alliance was founded in London, England on 19 August 1895 during the 1st Alliance Co-operative Congress. In attendance were delegates from co-operatives from Argentina, Australia, Belgium, England, Denmark, France, Germany, Holland, India, Italy, Switzerland, Serbia and the - [Fund Managers Association of the Philippines (FMAP)](https://natcco.coop/natcco-partners/fund-managers-association-of-the-philippines-fmap/) - The Fund Managers Association of the Philippines (FMAP) is an organization composed of local equity and fixed income fund managers with the primary mission of helping - [Foundation for a Sustainable Society (FSSI)](https://natcco.coop/natcco-partners/foundation-for-a-sustainable-society-fssi/) - The Foundation for a Sustainable Society (FSSI) is a social investment organization committed to support the development of sustainable communities through social entrepreneurship. Since 1995, we have developed - [DGRV](https://natcco.coop/natcco-partners/dgrv/) - The DGRV - Deutscher Genossenschafts- und Raiffeisenverband e. V. (German Cooperative and Raiffeisen Confederation – reg. assoc.) is both the apex and auditing association of the German cooperative organisation. We work in the tradition of Friedrich Wilhelm Raiffeisen and - [CDF Canada](https://natcco.coop/natcco-partners/cdf-canada/) - CDF Canada is an international development organization building prosperity in communities around the world. We work with local partners in Africa, Asia and Latin America to establish and grow community-owned co-operatives to help - [CODE-NGO](https://natcco.coop/natcco-partners/caucus-of-development-ngo-networks-code-ngo/) - The need to scale up NGO impact on national development became the root motive that led to the formation of the Caucus of Development NGO Networks (CODE-NGO). The building of the coalition was facilitated by a series of - [Asian Women in Cooperative Development Forum – Philippines](https://natcco.coop/natcco-partners/asian-women-in-cooperative-development-forum-philippines/) - To strengthen the capacities of members and non-members in promoting, integrating, and practicing gender equality and gender equity, and the empowerment of women in their co- - [BancNet](https://natcco.coop/natcco-partners/bancnet/) - BancNet is the Philippines single ATM switch operator. It is a multi-bank, multi-channel electronic payments network that enables its members’ customers to transact not only at Automated Teller Machines (ATM) but also at point- of- sale - [Aflatoun](https://natcco.coop/natcco-partners/aflatoun/) - For starters, the word "aflatoun" is of Arabic origin and refers to "the explorer," a person who thinks, explores, investigates, and acts. It also refers to Plato, known for his ideas and ethics, citizenship, social justice, respect, conservation, friendship, and love for fellowmen. ## krc_materials - [C-Link Newsletter](https://natcco.coop/krc_materials/c-link-newsletter/) - The official publication of NATCCO Knowledge Resource Center Updated: January 2021 - [Training of Trainers for NATCCOs National Trainers Manual](https://natcco.coop/krc_materials/training-of-trainers-for-natccos-national-trainers-manual/) - The fundamentals of training, such as speaker and facilitator responsibilities, administrative and venue facilitation, and presentation abilities, make up the trainer's learning activity - [Grassroots Entrepreneurship Management: Understanding Analyzing, and Forecasting Financial Statements](https://natcco.coop/krc_materials/grassroots-entrepreneurship-management-understanding-analyzing-and-forecasting-financial-statements/) - Manual or Teaching guide on Grassroots Entrepreneurship Management. Topic on Understanding Analyzing, and forecasting Financial Statements. - [Grassroots Entrepreneurship Management: Understanding Entrepreneurship](https://natcco.coop/krc_materials/grassroots-entrepreneurship-management-understanding-entrepreneurship/) - Manual or Teaching guide on Grassroots Entrepreneurship Management. Topic: Understanding Entrepreneurship - [Grassroots Entrepreneurship Management: Entrepreneur in Heart and Mind, Being and Becoming](https://natcco.coop/krc_materials/grassroots-entrepreneurship-management-entrepreneur-in-heart-and-mind-being-and-becoming/) - Manual or teaching guide on Grassroots Entrepreneurship Management. Topic: Entrepreneur in Heart and Mind, Being and Becoming - [C-Link Volume 1](https://natcco.coop/krc_materials/c-link-volume-1/) - The NATCCO Knowledge Resource Center (KRC) is the research and development arm of the Cooperative Academy of NATCCO (CAN) and provides education and training for cooperative members. Programs - [C-Link Volume 2](https://natcco.coop/krc_materials/c-link-volume-2/) - The Certified Cooperative Manager Homecoming (CCM) was a successful event that took place in Tagaytay City on November 29, 2019. Over 100 participants from 29 cooperatives came together to l - [C-Link Volume 3](https://natcco.coop/krc_materials/c-link-volume-3/) - The Cooperative Academy of NATCCO (CAN) – Knowledge Resource Center (KRC) has launched its program on VILT (Virtual Instructor-led Training) to help cooperatives develop well-trained - [C-Link Volume 4](https://natcco.coop/krc_materials/c-link-volume-4/) - NATCCO Knowledge Resource Center has transformed its training into an online Virtual Instructor-Led Training (VILT). In April and May, they offered free training on E-Co-op Clinic, Online Copy-han and - [C-Link Volume 5](https://natcco.coop/krc_materials/c-link-volume-5/) - Prof. Cecilia Manikan, Professor in Ateneo De Manila University Asian Center for Entrepreneurship, provided valuable insights and inspirational talk to the Certified Cooperative Managers of Natcco. - [C-Link Volume 6](https://natcco.coop/krc_materials/c-link-volume-6/) - NATCCO's Knowledge Resource Center (KRC) has made significant strides in providing learning opportunities for the cooperative sector. KRC's flagship program, Cooperative Leadership and - [NATCCO's Staff Leadership Bootcamp](https://natcco.coop/krc_materials/natccos-staff-leadership-bootcamp/) - The first level training is an adaptation of John Maxwell's Eleven (11) Leaders-SHIFT Lessons contextualized in the credit union environment. - [C-Link Volume 8](https://natcco.coop/krc_materials/c-link-volume-8/) - The Association of Asian Confederation of Credit Union (ACCU) held its 2022 Forum in Bangkok, Thailand, with the theme “Greener, Inclusive, Resilient Path to COVID 19 Recovery.” - [C-Link Volume 7](https://natcco.coop/krc_materials/c-link-volume-7/) - National Confederation of Cooperatives (NATCCO) is undergoing a digital transformation in learning and development to improve the knowledge resource management of its employees. ## Books - [Basic of Collateral Appraisal](https://natcco.coop/books/basic-of-collateral-appraisal/) - Basic of Collateral Appraisal - [Membership Handbook for Primary Cooperatives](https://natcco.coop/books/membership-handbook-for-primary-cooperatives/) - Membership Handbook for Primary Cooperatives - [Credit Investigator’s Handbook](https://natcco.coop/books/credit-investigators-handbook/) - Credit Investigator’s Handbook ## Projects - [Life incurence Support](https://natcco.coop/project/life-incurence-support/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Business incurence](https://natcco.coop/project/business-incurence-2/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Tax Solution Strategy](https://natcco.coop/project/tax-solution-strategy/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Bonds and funds](https://natcco.coop/project/bonds-and-funds/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Business Advisor](https://natcco.coop/project/business-advisor/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Home Insurance Plan](https://natcco.coop/project/home-insurance-plan/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [House and Car Loan](https://natcco.coop/project/house-and-car-loan/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Car Loan](https://natcco.coop/project/car-loan/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Retirement Planning](https://natcco.coop/project/retirement-planning/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Business Policy](https://natcco.coop/project/business-policy/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Business incurence](https://natcco.coop/project/business-incurence/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Business investment](https://natcco.coop/project/new-business-investment/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [House & marriage loan](https://natcco.coop/project/house-and-marriage-loan/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Home & car loan](https://natcco.coop/project/home-and-car-loan/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Tax Solution Strategy](https://natcco.coop/project/maketing-strategy/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Retirement planing](https://natcco.coop/project/retirement-planing/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Bonds & Mutual Funds](https://natcco.coop/project/bonds-mutual-funds/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Business Advisor](https://natcco.coop/project/investment-policy-2/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Investment Policy](https://natcco.coop/project/investment-policy/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle - [Business Loan](https://natcco.coop/project/business-loan/) - There are many variations of passages of Lorem Ipsum available but the majority have suffered alteration in some form by injected humour or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum you need to be sure there isn’t anything embarrassing hidden in the middle ## Categories - [News](https://natcco.coop/category/natcco-news/) - Natcco News - [Education&Training](https://natcco.coop/category/education-training/) - NATCCO Education & Training Programs - [Publications](https://natcco.coop/category/publication/) - NATCCO Publications - [Events](https://natcco.coop/category/natcco-events/) - Natcco Events - [krc_materials](https://natcco.coop/category/krc_materials/) - KRC Materials ## Tags - [Lezo MPC](https://natcco.coop/tag/lezo-mpc/) - [Aklan's Pride](https://natcco.coop/tag/aklans-pride/) - [Coop](https://natcco.coop/tag/coop/) - [CISA Compliance](https://natcco.coop/tag/cisa-compliance/) - [Economy](https://natcco.coop/tag/economy/) - [CDA](https://natcco.coop/tag/cda/) - [Credit Information](https://natcco.coop/tag/credit-information/) - [Coop-Natcco](https://natcco.coop/tag/coop-natcco/) - [Partylist](https://natcco.coop/tag/partylist/) - [NAPC](https://natcco.coop/tag/napc/) - [CNPL](https://natcco.coop/tag/cnpl/) - [BSP COOPERATIVES](https://natcco.coop/tag/bsp-cooperatives/) - [Cooperative Development Authority](https://natcco.coop/tag/cooperative-development-authority/) - [KAYA Mobile App](https://natcco.coop/tag/kaya-mobile-app/) - [digital transactions](https://natcco.coop/tag/digital-transactions/) - [Financial Inclusion](https://natcco.coop/tag/financial-inclusion/) - [Cooperatives Build a Better World](https://natcco.coop/tag/cooperatives-build-a-better-world/) - [international cooperative alliance](https://natcco.coop/tag/international-cooperative-alliance/) - [Philippines International Year of Cooperatives](https://natcco.coop/tag/philippines-international-year-of-cooperatives/) - [United Nations Cooperatives](https://natcco.coop/tag/united-nations-cooperatives/) - [cooperatives philippines](https://natcco.coop/tag/cooperatives-philippines/) - [Cooperatives Visionary Leadership](https://natcco.coop/tag/cooperatives-visionary-leadership/) - [NATCCO excellence](https://natcco.coop/tag/natcco-excellence/) - [Digital Financial Inclusion](https://natcco.coop/tag/digital-financial-inclusion/) - [Asia](https://natcco.coop/tag/asia/) - [Philippines](https://natcco.coop/tag/philippines/) - [WOCCU](https://natcco.coop/tag/woccu/) - [World Council of Credit Unions](https://natcco.coop/tag/world-council-of-credit-unions/) - [Tagum](https://natcco.coop/tag/tagum/) - [National Cooperative Summit](https://natcco.coop/tag/national-cooperative-summit/) - [Toril Community Cooperative Credit Union](https://natcco.coop/tag/toril-community-cooperative-credit-union/) - [Republic Act No. 2023](https://natcco.coop/tag/republic-act-no-2023/) - [IPO](https://natcco.coop/tag/ipo/) - [PCC](https://natcco.coop/tag/pcc/) - [Coop Marque PHILIPPINES](https://natcco.coop/tag/coop-marque-philippines/) - [ICA](https://natcco.coop/tag/ica/) - [NATCCO](https://natcco.coop/tag/natcco/) - [CHINA COOP](https://natcco.coop/tag/china-coop/) - [ACFSMC](https://natcco.coop/tag/acfsmc/) - [ACCU](https://natcco.coop/tag/accu/) - [COOP LEADERS CONGRESS](https://natcco.coop/tag/coop-leaders-congress/) - [International Day of Cooperatives](https://natcco.coop/tag/international-day-of-cooperatives/) - [NACUFOK](https://natcco.coop/tag/nacufok/) - [ATIR](https://natcco.coop/tag/atir/) - [DEPT. OF FINANCE](https://natcco.coop/tag/dept-of-finance/) - [TRAIN BILL](https://natcco.coop/tag/train-bill/) - [CDA Charter](https://natcco.coop/tag/cda-charter/) - [Coop-Natcco Partylist](https://natcco.coop/tag/coop-natcco-partylist/) - [Republic Act No. 11364](https://natcco.coop/tag/republic-act-no-11364/) - [Cooperative Code](https://natcco.coop/tag/cooperative-code/) - [Republic Act 11364](https://natcco.coop/tag/republic-act-11364/) - [Republic Act 6939](https://natcco.coop/tag/republic-act-6939/) - [COOP NATCCO](https://natcco.coop/tag/coop-natcco-2/) - [SDCC](https://natcco.coop/tag/sdcc/) - [Bureau of Agricultural Cooperatives Development](https://natcco.coop/tag/bureau-of-agricultural-cooperatives-development/) - [NATCCO Network](https://natcco.coop/tag/natcco-network/) - [AgriCoop-KITE](https://natcco.coop/tag/agricoop-kite/) - [Philippine Cooperative Center](https://natcco.coop/tag/philippine-cooperative-center/) - [Philippine agriculture](https://natcco.coop/tag/philippine-agriculture/) - [International Cooperative Alliance Asia-Pacific](https://natcco.coop/tag/international-cooperative-alliance-asia-pacific/) - [Cooperative Business](https://natcco.coop/tag/cooperative-business/) - [Gender Equality](https://natcco.coop/tag/gender-equality/) - [NATCOO Network](https://natcco.coop/tag/natcoo-network/) - [PUVs](https://natcco.coop/tag/puvs/) - [PUVMP](https://natcco.coop/tag/puvmp/) - [ISO Certifications](https://natcco.coop/tag/iso-certifications/) - [TUV SUD Philippines](https://natcco.coop/tag/tuv-sud-philippines/) - [ISO Audit](https://natcco.coop/tag/iso-audit/) - [ICU](https://natcco.coop/tag/icu/) - [Co-ops Worldwide](https://natcco.coop/tag/co-ops-worldwide/) - [International Credit Union](https://natcco.coop/tag/international-credit-union/) - [Credit Union National Association](https://natcco.coop/tag/credit-union-national-association/) - [CUNA](https://natcco.coop/tag/cuna/) - [Co-ops Tax Exemptions](https://natcco.coop/tag/co-ops-tax-exemptions/) - [BIR](https://natcco.coop/tag/bir/) - [Co-op Digitalization](https://natcco.coop/tag/co-op-digitalization/) - [KAYA](https://natcco.coop/tag/kaya/) - [KAYA ATMs](https://natcco.coop/tag/kaya-atms/) - [Kaya Payment System](https://natcco.coop/tag/kaya-payment-system/) - [mobile transactions](https://natcco.coop/tag/mobile-transactions/) - [Co-op Champion](https://natcco.coop/tag/co-op-champion/) - [National Confederation of Cooperatives (NATCCO)](https://natcco.coop/tag/national-confederation-of-cooperatives-natcco/) - [Philippine Federation of Credit Cooperatives](https://natcco.coop/tag/philippine-federation-of-credit-cooperatives/) - [PFCCO](https://natcco.coop/tag/pfcco/) - [Japan Agri Co-op](https://natcco.coop/tag/japan-agri-co-op/) - [Japan Agricultural Cooperatives (JA) Group](https://natcco.coop/tag/japan-agricultural-cooperatives-ja-group/) - [NATCCO Knowledge Resource Center](https://natcco.coop/tag/natcco-knowledge-resource-center/) - [KRC](https://natcco.coop/tag/krc/) - [Training](https://natcco.coop/tag/training/) - [Education](https://natcco.coop/tag/education/) - [ETCG](https://natcco.coop/tag/etcg/) - [Self-Mastery](https://natcco.coop/tag/self-mastery/) - [Human Resource Management](https://natcco.coop/tag/human-resource-management/) - [Knowledge Resource Center (KRC)](https://natcco.coop/tag/knowledge-resource-center-krc/) - [NATCCO Consultancy](https://natcco.coop/tag/natcco-consultancy/) - [Co-op Foundation](https://natcco.coop/tag/co-op-foundation/) - [PH co-ops](https://natcco.coop/tag/ph-co-ops/) - [KCUSCF](https://natcco.coop/tag/kcuscf/) - [NATCCO’s Knowledge Resource Center](https://natcco.coop/tag/natccos-knowledge-resource-center/) - [Korean Credit Union Social Contribution Foundation](https://natcco.coop/tag/korean-credit-union-social-contribution-foundation/) - [Joe Biden Educator Award](https://natcco.coop/tag/joe-biden-educator-award/) - [International Filene Award](https://natcco.coop/tag/international-filene-award/) - [ICULDEF](https://natcco.coop/tag/iculdef/) - [PCW](https://natcco.coop/tag/pcw/) - [WME](https://natcco.coop/tag/wme/) - [Philippine Commission on Women](https://natcco.coop/tag/philippine-commission-on-women/) - [Basic Business Finance](https://natcco.coop/tag/basic-business-finance/) - [Women Micro Entrepreneurs](https://natcco.coop/tag/women-micro-entrepreneurs/) - [Global Affairs Canada (GAD)](https://natcco.coop/tag/global-affairs-canada-gad/) - [Youth & Leadership](https://natcco.coop/tag/youth-leadership/) - [ACDI MPC](https://natcco.coop/tag/acdi-mpc/) - [Co-op leaders](https://natcco.coop/tag/co-op-leaders/) - [Certificate of Tax Exemption](https://natcco.coop/tag/certificate-of-tax-exemption/) - [tax exempt](https://natcco.coop/tag/tax-exempt/) - [Philippine co-ops](https://natcco.coop/tag/philippine-co-ops/) - [KAYA Payment Platform](https://natcco.coop/tag/kaya-payment-platform/) - [NATCCO Youth Congress](https://natcco.coop/tag/natcco-youth-congress/) - [LMMD](https://natcco.coop/tag/lmmd/) - [COVID-19](https://natcco.coop/tag/covid-19/) - [COVID19](https://natcco.coop/tag/covid19/) - [KAYA Platform System](https://natcco.coop/tag/kaya-platform-system/) - [Department of Interior & Local Government (DILG)](https://natcco.coop/tag/department-of-interior-local-government-dilg/) - [NATCCO Training Group’s](https://natcco.coop/tag/natcco-training-groups/) - [Department of Agriculture (DA)](https://natcco.coop/tag/department-of-agriculture-da/) - [LANDBANK](https://natcco.coop/tag/landbank/) - [Philippine Cooperative Center (PCC)](https://natcco.coop/tag/philippine-cooperative-center-pcc/) - [ACCOSCA](https://natcco.coop/tag/accosca/) - [PHIVOLCS-DOST](https://natcco.coop/tag/phivolcs-dost/) - [Land Bank of the Philippines](https://natcco.coop/tag/land-bank-of-the-philippines/) - [Confederation of Credit Unions (ACCU)](https://natcco.coop/tag/confederation-of-credit-unions-accu/) - [NATCCO’s Stabilization Fund System](https://natcco.coop/tag/natccos-stabilization-fund-system/) - [STAB-FUND](https://natcco.coop/tag/stab-fund/) - [Barbaza MPC](https://natcco.coop/tag/barbaza-mpc/) - [Kaya Payment service](https://natcco.coop/tag/kaya-payment-service/) - [Department of Finance](https://natcco.coop/tag/department-of-finance/) - [TRAIN Law](https://natcco.coop/tag/train-law/) - [DEPED](https://natcco.coop/tag/deped/) - [digital economy](https://natcco.coop/tag/digital-economy/) - [Department of Trade and Industry (DTI)](https://natcco.coop/tag/department-of-trade-and-industry-dti/) - [International Cooperative Alliance (ICA)](https://natcco.coop/tag/international-cooperative-alliance-ica/) - [MICOOP](https://natcco.coop/tag/micoop/) - [Sustainable Development Goal (SDG)](https://natcco.coop/tag/sustainable-development-goal-sdg/) - [Association of Asian Confederation of Credit Unions (ACCU)](https://natcco.coop/tag/association-of-asian-confederation-of-credit-unions-accu/) - [Climate Action](https://natcco.coop/tag/climate-action/) - [Bayanihan](https://natcco.coop/tag/bayanihan/) - [President Rodrigo Duterte](https://natcco.coop/tag/president-rodrigo-duterte/) - [Bangko Sentral ng Pilipinas (BSP)](https://natcco.coop/tag/bangko-sentral-ng-pilipinas-bsp/) - [ATMs](https://natcco.coop/tag/atms/) - [National Payment Systems Act (NPSA)](https://natcco.coop/tag/national-payment-systems-act-npsa/) - [R.A. No. 11127](https://natcco.coop/tag/r-a-no-11127/) - [KAYA ATM](https://natcco.coop/tag/kaya-atm/) - [TOMVEDCO](https://natcco.coop/tag/tomvedco/) - [Bayanihan 2 Act](https://natcco.coop/tag/bayanihan-2-act/) - [Memorandum Circular 124-2020](https://natcco.coop/tag/memorandum-circular-124-2020/) - [TIN](https://natcco.coop/tag/tin/) - [Certificate of Tax Exemption (CTE)](https://natcco.coop/tag/certificate-of-tax-exemption-cte/) - [NATCCO Stabilization Fund](https://natcco.coop/tag/natcco-stabilization-fund/) - [NATCCO Managers’ Forum](https://natcco.coop/tag/natcco-managers-forum/) - [NATCCO celebrates 44th Founding Anniversary](https://natcco.coop/tag/natcco-celebrates-44th-founding-anniversary/) - [STUPID](https://natcco.coop/tag/stupid/) - [Women’s Global Development & Prosperity](https://natcco.coop/tag/womens-global-development-prosperity/) - [United States Agency for International Development](https://natcco.coop/tag/united-states-agency-for-international-development/) - [WGDP](https://natcco.coop/tag/wgdp/) - [USAID](https://natcco.coop/tag/usaid/) - [ICA’s World Cooperative Monitor](https://natcco.coop/tag/icas-world-cooperative-monitor/) - [European Research Institute on Cooperative and Social Enterprises](https://natcco.coop/tag/european-research-institute-on-cooperative-and-social-enterprises/) - [NATCCO General Assembly & Leaders’ Congress](https://natcco.coop/tag/natcco-general-assembly-leaders-congress/) - [VUCA](https://natcco.coop/tag/vuca/) - [CoopsDay 2025](https://natcco.coop/tag/coopsday-2025/) - [Elenita San Roque](https://natcco.coop/tag/elenita-san-roque/) - [Excellent Peoples' MPC](https://natcco.coop/tag/excellent-peoples-mpc/) - [Inclusivity of cooperatives](https://natcco.coop/tag/inclusivity-of-cooperatives/) - [International Day of Cooperatives 2025](https://natcco.coop/tag/international-day-of-cooperatives-2025/) - [Joel Joson](https://natcco.coop/tag/joel-joson/) - [Maureen Astorga](https://natcco.coop/tag/maureen-astorga/) - [Nicolas Valentin](https://natcco.coop/tag/nicolas-valentin/) - [Roselle Valencia](https://natcco.coop/tag/roselle-valencia/) - [Sustainability of cooperatives](https://natcco.coop/tag/sustainability-of-cooperatives/) - [Valenzuela Development Cooperative](https://natcco.coop/tag/valenzuela-development-cooperative/) - [Forum for Cooperative Federations and Unions](https://natcco.coop/tag/forum-for-cooperative-federations-and-unions/) - [Unions vs Forums](https://natcco.coop/tag/unions-vs-forums/) - [Cooperative Education & Training Fund](https://natcco.coop/tag/cooperative-education-training-fund/) - [Fr. Anton Pascual](https://natcco.coop/tag/fr-anton-pascual/) - [German Cooperative Federation](https://natcco.coop/tag/german-cooperative-federation/) - [Philippine cooperatives](https://natcco.coop/tag/philippine-cooperatives/) - [Sylvia Paraguya](https://natcco.coop/tag/sylvia-paraguya/) - [unions and federations](https://natcco.coop/tag/unions-and-federations/) - [Aurora Awards](https://natcco.coop/tag/aurora-awards/) - [Cooperative excellence](https://natcco.coop/tag/cooperative-excellence/) - [NATCCO Stabilization Fund System](https://natcco.coop/tag/natcco-stabilization-fund-system/) - [COOP DEVELOPMENT PLAN](https://natcco.coop/tag/coop-development-plan/) - [ELEVAZO](https://natcco.coop/tag/elevazo/) - [PCC apex](https://natcco.coop/tag/pcc-apex/) - [PHILIPPINE COOPERATIVE DEVELOPMENT PLAN](https://natcco.coop/tag/philippine-cooperative-development-plan/) - [land transportation franchising and regulatory board](https://natcco.coop/tag/land-transportation-franchising-and-regulatory-board/) - [libreng sakay](https://natcco.coop/tag/libreng-sakay/) - [love bus](https://natcco.coop/tag/love-bus/) - [LTFRB](https://natcco.coop/tag/ltfrb/) - [office of transport cooperatives](https://natcco.coop/tag/office-of-transport-cooperatives/) - [public transportation](https://natcco.coop/tag/public-transportation/) - [transport co-ops](https://natcco.coop/tag/transport-co-ops/) - [sona 2025](https://natcco.coop/tag/sona-2025/) - [BFAR](https://natcco.coop/tag/bfar/) - [Bureau of Fisheries and Aquatic Resources](https://natcco.coop/tag/bureau-of-fisheries-and-aquatic-resources/) - [Cooperative enterprises](https://natcco.coop/tag/cooperative-enterprises/) - [Cooperative Fisheries](https://natcco.coop/tag/cooperative-fisheries/) - [Philippine Congress](https://natcco.coop/tag/philippine-congress/) - [NATCCO loans](https://natcco.coop/tag/natcco-loans/) - [Cooperative Code amendments](https://natcco.coop/tag/cooperative-code-amendments/) - [Cooperative Code of 2008](https://natcco.coop/tag/cooperative-code-of-2008/) - [Cooperative law](https://natcco.coop/tag/cooperative-law/) - [federations vs unions](https://natcco.coop/tag/federations-vs-unions/) - [Senate hearings](https://natcco.coop/tag/senate-hearings/) - [unions versus federations](https://natcco.coop/tag/unions-versus-federations/) - [Konektadong Pinoy Act](https://natcco.coop/tag/konektadong-pinoy-act/) - [Konektadong Pinoy Bill](https://natcco.coop/tag/konektadong-pinoy-bill/) - [national confederation of cooperatives](https://natcco.coop/tag/national-confederation-of-cooperatives/) - [amendments](https://natcco.coop/tag/amendments/) - [Cooperative Principles](https://natcco.coop/tag/cooperative-principles/) - [Tax Identification Number](https://natcco.coop/tag/tax-identification-number/) - [Memorandum Circular](https://natcco.coop/tag/memorandum-circular/) - [Taxation of Cooperatives](https://natcco.coop/tag/taxation-of-cooperatives/) - [UN World Social Summit](https://natcco.coop/tag/un-world-social-summit/) - [Doha](https://natcco.coop/tag/doha/) - [QATAR](https://natcco.coop/tag/qatar/) - [Concepts on Transformational](https://natcco.coop/tag/concepts-on-transformational/) - [Leadership](https://natcco.coop/tag/leadership/) - [Gender Gap in Cooperative Decision-Making and Participation](https://natcco.coop/tag/gender-gap-in-cooperative-decision-making-and-participation/) - [Coop LAMP](https://natcco.coop/tag/coop-lamp/) - [Free Webinar](https://natcco.coop/tag/free-webinar/) - [TESDA Accreditation](https://natcco.coop/tag/tesda-accreditation/) - [TOT](https://natcco.coop/tag/tot/) - [Trainers Methodology](https://natcco.coop/tag/trainers-methodology/) - [Ang Kasulbaran: Toril Community Cooperative](https://natcco.coop/tag/ang-kasulbaran-toril-community-cooperative/) - [Building A Positive Relationship with your People](https://natcco.coop/tag/building-a-positive-relationship-with-your-people/) - [NATCCO's Digital Transformation](https://natcco.coop/tag/natccos-digital-transformation/) - [NATCCO Network’s IT Summit](https://natcco.coop/tag/natcco-networks-it-summit/) - [Connecting Co-ops](https://natcco.coop/tag/connecting-co-ops/) - [One Network](https://natcco.coop/tag/one-network/) - [One Digital Future](https://natcco.coop/tag/one-digital-future/) - [NATCCO IT Committee](https://natcco.coop/tag/natcco-it-committee/) - [CWPC](https://natcco.coop/tag/cwpc/) - [NATCCO-CWPC](https://natcco.coop/tag/natcco-cwpc/) - [KRC Accomplishment](https://natcco.coop/tag/krc-accomplishment/) - [Newsletter](https://natcco.coop/tag/newsletter/) - [Compliance Seminar](https://natcco.coop/tag/compliance-seminar/) - [Strategic Human Resource Management Share this on](https://natcco.coop/tag/strategic-human-resource-management-share-this-on/) - [Diaspora](https://natcco.coop/tag/diaspora/) - [Special Project](https://natcco.coop/tag/special-project/) - [ACCESS Branding](https://natcco.coop/tag/access-branding/) - [Cybersecurity](https://natcco.coop/tag/cybersecurity/) - [MBTI and temperament tests](https://natcco.coop/tag/mbti-and-temperament-tests/) - [Whole Brain Learning](https://natcco.coop/tag/whole-brain-learning/) - [Marketing](https://natcco.coop/tag/marketing/) - [Basic Accounting and Bookkeeping](https://natcco.coop/tag/basic-accounting-and-bookkeeping/) - [Importance of Cooperatives](https://natcco.coop/tag/importance-of-cooperatives/) - [Basic Financial Management](https://natcco.coop/tag/basic-financial-management/) - [Reading Financial Statement](https://natcco.coop/tag/reading-financial-statement/) - [NATCCO Youth](https://natcco.coop/tag/natcco-youth/) - [WEFNexus](https://natcco.coop/tag/wefnexus/) - [Mindanao Youth](https://natcco.coop/tag/mindanao-youth/) ## Book Categories - [Handbooks](https://natcco.coop/book-category/handbooks/) ## Categories - [News](https://natcco.coop/slide-category/natcco-news/) - Natcco News - [CAP-Accu](https://natcco.coop/slide-category/cap-accu/) - Academy-Certification & Accreditation with ACCU ## Categories - [eKoopBanker](https://natcco.coop/project-category/ekoopbanker/) - [Text Blast](https://natcco.coop/project-category/text-blast/) - [Web Portal](https://natcco.coop/project-category/web-portal/) - [CISA Facility](https://natcco.coop/project-category/cisa-facility/) ## Categories - [it_testimonial](https://natcco.coop/testimonial-category/it_testimonial/)