• Ang Hindi Nauulingan

    May kasabihan na: “Walang humahawak ng palayok na hindi naulingan.”  Dumating ang panahon na ginamit ito patungkol sa mga taong may kinalaman sa mga usaping salapi.  Tanggap ng marami na kapag pera ang pinag-uusapan, halos lahat na lang ata ay Read More
  • CDA Issues Order For Nutriwealth to Cease & Desist

    QUEZON CITY -- The Cooperative Development Authority (CDA) has ordered Nutriwealth Multi-Purpose Cooperative (NWMPC) to 1) stop accepting deposits from members and non-members, 2) return all deposits to the depositors, and 3) stop establishing and operating satellite offices without the prior Read More
  • Kaya Payment Platform used in e-cooptrade.coop

    MALATE, MANILA -- Kaya Payment Platform is now one of the payment modes for purchases done at the website e-cooptrade.coop.  The signing of the Memorandum of Understanding by three co-op federations was one of the highlights of the ASEAN Cooperative Business Read More
  • ASEAN co-op federations to redeem agri

    MALATE, MANILA – Cooperatives all over the ASEAN region have agreed to work together to gain control of the agriculture industry.   As Amir Islam an observer from Bangladesh said: “Landless workers simply provide labor to landlords and land-owning farmers are Read More
  • NPC Registration Deadline: March 8

    Cooperatives as Personal Information Controllers or Processors are mandated to comply with the Data Privacy Act (DPA), and are thus, required to register with the National Privacy Commission (NPC).  And the deadline is March 8.   This was the reply Read More
  • MSU-IIT NMPC Celebrates 40th Anniversary

    ILIGAN CITY – The NATCCO Network’s more than 800 member cooperatives join MSU-IIT National Multi-Purpose Cooperative celebrates on January 18 its 40th Founding Anniversary.   In a video posted on the co-op’s Facebook page, CEO Emma Nieva told all the members: Read More
  • Malabon Central Market Co-op Celebrates 40th

     MALABON CITY – Last September 14, 2017, the Malabon Central Market Development Cooperative (MCMDC) celebrated its Ruby Anniversary with activities throughout the day, which included an early morning mass, free eye check-up, reflexology, medical consultation, and haircuts to members and even Read More
  • We Don't Need to be a Department, says CDA Board

    Will the Cooperative Development Authority become a separate Department? Nope, says the CDA Board of Administrators.  The CDA has no official position on any amendments to  RA 6939 or the CDA Charter. According to an undated internal memorandum issued by Read More
  • CDA Gets 17% Budget Increase for 2018

    The Cooperative Development Authority (CDA) budget under the 2018 General Appropriations Act signed by President Rodrigo Duterte last December 19 amounts to P503.12 Million.     This is a 17% increase compared to the 2017 Budget of P430 Million.   CDA Read More
  • President Signs TRAIN, Co-op Tax Exemptions Remain

    Cooperators all over the country heaved a sigh of relief as President Rodrigo Duterte signed into law the Tax Reform for Acceleration and Inclusion Act (TRAIN) on December 19 – but maintaining the tax exemption of cooperatives as promulgated in Articles Read More
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Stabilization Fund System Keeps Co-op Trust

26,000 cooperatives in the Philippines with memberships ranging in size from 15 to 100,000 manage the hard-earned money of their members.  Their foundation is trust.  When trust is gone, co-ops are gone.
The Stabilization Fund System (SFS) is a form of “solidarity fund” as cooperatives contributing to it, in effect, are coming together to help one another to prevent insolvency (or bankruptcy) – thus maintaining the trust and confidence of depositors.
Following the models in Germany, Netherlands, Canada and South Korea, NATCCO Network established the SFS in 2008 with 3 elements: 
1) SUPERVISION AND MONITORING through on-site Risk-Based Evaluation (RBE) of member-cooperatives by the SFS Team
2) OFF-SITE MONITORING AND FOLLOW-THROUGH of compliance to RBE recommendations
3) FINANCIAL ASSISTANCE, or use of the Stabilization Fund, as a last resort to prevent co-op run/bankruptcy.
Overseeing the Fund is the SF Committee comprising the NATCCO CEO, NATCCO Chairperson, the Cooperative Development Authority (CDA), the Dept. of Finance or the Bangko Sentral ng Pilipinas, and the Association of Asian Confederation of Credit Unions.
The SFS provides co-ops:
1) Supervision and monitoring of cooperatives, and if necessary, remedial measures 
2) Awareness of the cooperative’s risk level and recommendations to control and mitigate risks
3) Self-Regulation to protect cooperatives against insolvency, thus protecting the investments of individual members
4) Increase of public trust and confidence in cooperatives
5) Cooperatives recognized as a self-regulated financial provider of choice to the marginalized 
6) If all co-ops participate in the SFS, this displays Solidarity 
The approaches of the SFS are 1) pro-active prevention, avoiding problems in the first place, and 2) holistic, evaluation of a co-op’s financials, investments, credit, cash, controls and systems,  governance, compliance and human resources.
A cooperative under the SFS agrees to:
Contribute 0.5% of Total Assets to the Fund which the cooperative builds up  over time
Submit financial data for monitoring
Open books for inspection
The SFS has 50 member co-operatives nationwide, contributing P24.3 Million to the Stabilization Fund.  
Holy Child Multi-Purpose Cooperative (Bato, Leyte) joined the SFS in 2008.  General Manager Lorna Gesultura, says: “We never regret investing in the SFS. Aside from securing co-op assets, it earns interest. At inspections, we're guided and monitored in our operations.”   
St. Vincent Ferrer Parish MPC (Odiongan, Romblon) Chairperson Martin Lasaga says: “We’re happy to know the areas in our operation where we need to focus!”
Technical partner is German co-op federation Deutsche Genosenschafts Raiffeissen Verband (DGRV).
The National Association of Training Centers for Cooperatives was established in 1977 to provide and standardize the education and training components of cooperatives.
Today, the National Confederation of Cooperatives’ (NATCCO Network’s) Mission is to “build the socio-economic capabilities of cooperatives through the delivery of superior financial products and allied services.”
For co-ops to be able to help their members rise out of poverty, the NATCCO Network offers training to co-op leaders, managers and staff in Financial and Risk Management to Bookkeeping, from Marketing to Information Technology, from gender & development and Disaster-Readiness for business continuity, and every aspect of a co-op’s operations.
Other services include Financial Intermediation (taking deposits and providing loans), Information Technology (Financial software, ATMs, POS, mobile payment platform) Conditional Cash Transfer, Stabilization Fund, Life Insurance, and Advocacy & Networking.

Do you have exciting events in your coop? Share it with us, and we'll feature it in our website!

Email us:
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Mail your Documents to:
NATCCO Network
c/o Member Relations and Networking Group
227 J.P. Rizal Street Proj.4 Quezon City 1109

For more Information:
913.70.11-15 loc.310
912.54.10 (telefax)