The National Association of Training Centers for Cooperatives (NATCCO) was formed by cooperators who believed that the task of co-op development lay primarily in the hands of the private sector. These leaders believed in self-help and in the idea that people in poverty need to create opportunities for themselves to improve their economic well-being. 
These co-op leaders had the benefit of hindsight: from 1915 when the first co-op law was passed until the late 50’s, co-ops did not succeed because they were just a government initiative.
But as early as the 1950’s up to 70’s, co-op sector leaders were aware that in order to succeed they could not rely on government alone. Instead, co-ops had to be driven and patronized by their members and it is only through co-op education that this level of member patronage and responsibility could be established.
At that time, a number of primary co-operatives had formed five regional co-op training centers (secondary cooperatives). 
In 1972, President Ferdinand Marcos declared Martial Law, abolished Congress, and drafted a new Constitution. Marcos issued Presidential Decree 175 in April 1973, “Strengthening the Cooperative Movement,” that  required farmers to be organized into village associations called “Samahang Nayon”
Furthermore, all types of existing cooperatives were required to re-register and conform to the Samahang Nayon structure.  The move created tension between the government and the  cooperative sector.
Nevertheless, the co-op leaders complied with the Martial Law imposition.  Despite that, some cooperators were suspected of being the “third rebel group” and were jailed under the Regime.
On January 23, 1977, amidst suspicions and harassment, the leaders of five regional training centers met in Cebu City and formed NATCCO, then known as the National Association of Training Centers for Co-operatives, to coordinate the trainings and educational services for cooperatives at the national level. NATCCO also served as the voice of co-ops in the country.
The five training centers were Mindanao Alliance of Self-Help Societies- Southern Philippines Education Center for Cooperatives (MASS-SPECC), Visayas Cooperative Training Center, Bicol Cooperative Training Center, Tagalog Cooperative Training Center (TAGCOTEC), and North Luzon Cooperative Development Center (NORLUCEDEC).
On April 1, 1979, the NATCCO joined the International Cooperative Alliance.
After the EDSA Revolution in 1986, President Cory Aquino ushered the 1987 Constitution that mandated Government to “promote the viability and growth of cooperatives as instruments of social justice and economic development.
On April 1, 1989, to meet the growing needs of co-ops, the NATCCO was transformed into a multi-service national co-op federation while the regional training centers became multi-service co-op development centers. The acronym NATCCO was retained and its meaning converted to the present “National Confederation of Cooperatives.”
More co-op federations joined the NATCCO in the coming years.  In 1997, the cooperative leaders met in Caoayan, Isabela and formed the COOP-NATCCO Partylist, which ran in the 1998 elections, and obtained a seat in Congress.  The Partylist has occupied two seats since 2009 and continues to safeguard the interests of cooperatives.
NATCCO joined the Association of Asian Confederation of Credit Unions (ACCU) on September 25, 2000.
After Strategic Planning by the leaders in 2000, the 2002 General Assembly resolved to conduct a study to restructure the Network from a three-tier into a two-tier organization.
The 2004 General Assembly approved amendments in the by-laws to shift from a three-tier organization or confederation, into a two-tier federation, with primary co-ops as direct members.  Its core enterprise would be financial intermediation and non-financial services would become subsidiaries.
Some federations that had helped form, or joined NATCCO, would leave in 2007.
But NATCCO’s Transformation Journey continued. Growth in the following years was exponential, with the NATCCO assets reaching the P1B milestone just five years later.  Products and services offered also grew, with the NATCCO Network offering financial services to members, enterprises, information technology, and a diverse curricula of training & consultancy offered to members to improve their operations and sustainability.
Microfinance Innovations in Cooperatives (MICOOP) was established in 2006.  NATCCO has so far established 119 branches all over the Philippine countryside.  The program imparts a culture of excellence amongst cooperatives and brings co-ops – and much needed financial services -- to more than 100,000 Filipinos in the countryside.
In partnership with the Dept. of Agrarian Reform, MICOOP has implemented the MICARAS Program and currently assists 50 Agrarian Reform Cooperatives, helping ensure food security for the country.
Aflatoun Program was launched in 2007, aimed at teaching youth on investment, children’s rights, and financial literacy in the cooperative set-up.  As of 2016, 125 co-ops are participating in the programs, reaching 214,436 kids n 848 schools, generating savings amounting to P108.58 Million.
Today, NATCCO is the biggest federation of co-ops in the Philippines, in terms of geographical reach, membership, financial capacity and array of services. It now reaches around 3.66 million individual members coming from 840 co-ops. The 3.66 million individual members are served through the 1,653 offices located in 77 provinces and 129 cities all over the country.  They are also served by more than 70 ATM branches of the Network.  The 840 cooperatives have combined assets of more than P115 Billion.
The NATCCO Network, in endeavoring to ensure the sustainability/viability of co-ops, invests heavily in Information Technology software, hardware, and services that co-ops can acquire and use at the most reasonable cost.  The key idea was to automate and standardize co-op operations.  eKoopBanker is NATCCO’s premiere financial software designed for co-ops, launched in 2005 and used by more than 250 co-ops today.
The core service of the NATCCO Network has been financial intermediation since 2002, when the Central Fund was re-launched.  Initial Deposits from co-ops amounted to P61.6 Million.  In 2004, Deposits reached P225.7 Million.  As of 2015, Deposits stood at P1.46 Billion.
In 2008, to ensure Quality, the NATCCO Network obtained three ISO Certifications: Quality Management, Environment, Health and Safety, and Occupational Health & Safety.
Its insurance arm, the NATCCO Mutual Benefit Association was also established in 2008, and now provides affordable life insurance to about 100,000 households and insuring borrowers as well.
In 2014, the NATCCO partnered with co-ops as conduits for the implementation of the Government’s flagship anti-poverty program, Conditional Cash Transfer.  It has been implemented with about 100 co-ops in the National Capital Region, Regions 4A, 4B, 5, 6, 7, and 8.  From 2014 to 2016, P 16.9 Billion has been released to CCT beneficiaries in 596 Municipalities.  The number of Beneficiaries served peaked to 776,000 in 2015.
NATCCO’s local development partners include government institutions like the Cooperative Development Authority, Department of Agrarian Reform, Department of Education, Dept. of Social Welfare & Development, Land Bank of the Philippines, National Anti-Poverty Commission, Technical Education & Skills Development Authority (TESDA), Commission on Filipinos Overseas, and National Agricultural & Fishery Council.
Civil Society partners include The Partnership for Development Assistance in the Philippines (PDAP), Peace & Equity Foundation (PEF), Philippine Commission on Women, Humanitarian Leadership Academy, and Foundation for a Sustainable Society, Inc. (FSSI).
Affiliation with the Caucus of Development NGO Networks (CODE-NGO) is maintained actively.
Other local partners are Bayan Academy and BancNet ATM consortium.. 
International partners include Aflatoun Child Savings International in Netherlands, Asian Women in Co-operative Development Forum (AWCF) in Bangkok, Asia Society for Social Improvement & Sustainable Transformation (ASSIST), Bank IM Bistum Essen in Germany, Proxfin, Canadian Co-operative Association, Citi Foundation, Deutscher Genossenschafts und Raiffeisenverband e. V. in Germany, Desjardins Developpement International in Canada; Rabobank, Cordaid, Interchurch Organization for Development Cooperation (ICCO), Agriterra and Oikocredit in the Netherlands; German Cooperative and Raiffeisen Confederation (DGRV), MIX Market in Poland, Software Group in Singapore, Temenos in Bulgaria, Trias in Belgium, WE EFFECT in Sweden, Coca-Cola (Philippines) and Western Union.
The NATCCO Network is an active member of the Philippine Cooperative Center as the apex organization of co-ops in the Philippines, the Association of Asian Confederation of Credit Unions (ACCU) in Bangkok, Thailand since 1979, and International Cooperative Alliance (ICA) based in Geneva, Switzerland since 2000.
Thus, as an active member, the NATCCO Network lives and promotes the ten internationally-accepted Cooperative Values of Self-Help, Self-Responsibility, Democracy, Equality, Equity, Solidarity, Honesty, Openness, Social Responsibility, and Caring for Others.  The NATCCO Network abides by the international Cooperative Principles of Open & Voluntary Membership, Democratic Member Control, Member Economic Participation, Autonomy & Independence, Cooperation Among Cooperatives, Concern for the Community, and Education, Training & Information.
The NATCCO Network is committed to achieving the ICA’s 2020 Vision as well as the United Nations 2030 Sustainable Development Goals.
Advocacies pushed by the NATCCO Network, aside from Co-op Principles and Values, are Climate Change Adaptation, Disaster-Readiness of Communities, Financial Literacy, Gender & Development, Financial Inclusion, Youth Development, Inclusion of Persons with Disabilities, and Social Performance.

Core Values

In God, we serve our clients.
In services,
we seek excellence.
In strength, we pay attention to
socio economic dividends.
In competence,
we care for our people.


We are the most trusted integrated financial cooperative network.


To build the socio-economic capabilities of cooperatives through the delivery of superior financial products and allied services.

Cooperative Pledge

As a Filipino
I am and I believe in the Cooperative.

Alone I am weak,
But with others I am strong.

So I commit myself to work
To cooperate, for all to be prosperous.

Harmony, industry I will value.
Cooperative affairs I will attend,
Responsibilities I will assume
The cooperative philosophy I will live.

One vision,
One belief,
One feeling.

In cooperativism, my life I pledge,
So help me God.


  • ACCU +

    Asia Confederation Credit Union Read More

    A network of community finance institutions Read More
  • ICA +

    International Cooperative Alliance Read More
  • AWCF +

    Asian Women in Cooperative Development Forum Read More
  • FSSI +

    Foundation for a Sustainable Society Inc. Read More
  • PCC +

    Philippine Cooperative Center Read More
  • CODE-NGO +

    Caucus of Development NGO Networks Read More

    BANCNET Read More

    Child Savings International Read More
  • FMAP +

    Fund Managers Association of the Philippines Read More
  • MCPI +

    Microfinance Council of the Philippines Inc. Read More
  • DGRV +

    Deutscher Genossenschafts Read More
  • CCA +

    Canadian Co-operative Association Read More
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We are ISO Certified Federation!

ISO 9001:2008
Quality Management
ISO 14001:2004
Environment and Health Management
ISO 18001:2007
Occupational Health and Safety Management.

Compliance to:
ISO 27001:2005
Information Security Management System